WallStSmart

Floor & Decor Holdings Inc (FND)vsMonarch Casino & Resort Inc (MCRI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 738% more annual revenue ($4.71B vs $561.96M). MCRI leads profitability with a 20.4% profit margin vs 4.9%. MCRI appears more attractively valued with a PEG of 1.07. MCRI earns a higher WallStSmart Score of 69/100 (B-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 5.3Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

MCRI

Strong Buy

69

out of 100

Grade: B-

Growth: 5.3Profit: 8.5Value: 4.7Quality: 7.5
Piotroski: 5/9Altman Z: 4.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.8%)

Margin of Safety

+14.8%

Fair Value

$80.92

Current Price

$49.09

$31.83 discount

UndervaluedFair: $80.92Overvalued
MCRISignificantly Overvalued (-58.8%)

Margin of Safety

-58.8%

Fair Value

$60.71

Current Price

$117.24

$56.53 premium

UndervaluedFair: $60.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

MCRI5 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.4%8/10

Strong operational efficiency at 27.4%

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

MCRI1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : MCRI

The strongest argument for MCRI centers on Debt/Equity, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.4%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : MCRI

The primary concerns for MCRI are Revenue Growth.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.55 — expect wider price swings.

MCRI is growing revenue faster at 4.2% — sustainability is the question.

FND generates stronger free cash flow (96M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MCRI scores higher overall (69/100 vs 53/100), backed by strong 20.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Monarch Casino & Resort Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Monarch Casino & Resort, Inc., owns and operates the Atlantis Casino Resort Spa, a hotel / casino in Reno, Nevada. The company is headquartered in Reno, Nevada.

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