WallStSmart

Lowe's Companies Inc (LOW)vsMonarch Casino & Resort Inc (MCRI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 15992% more annual revenue ($90.43B vs $561.96M). MCRI leads profitability with a 20.4% profit margin vs 7.3%. MCRI appears more attractively valued with a PEG of 1.07. MCRI earns a higher WallStSmart Score of 69/100 (B-).

LOW

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.97

MCRI

Strong Buy

69

out of 100

Grade: B-

Growth: 5.3Profit: 8.5Value: 4.7Quality: 7.5
Piotroski: 5/9Altman Z: 4.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LOWSignificantly Overvalued (-34.3%)

Margin of Safety

-34.3%

Fair Value

$144.62

Current Price

$196.16

$51.54 premium

UndervaluedFair: $144.62Overvalued
MCRISignificantly Overvalued (-58.8%)

Margin of Safety

-58.8%

Fair Value

$60.71

Current Price

$117.24

$56.53 premium

UndervaluedFair: $60.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-5.6510/10

Conservative balance sheet, low leverage

Market CapQuality
$110.43B9/10

Large-cap with strong market position

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.12B8/10

Generating 3.1B in free cash flow

MCRI5 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.4%8/10

Strong operational efficiency at 27.4%

EPS GrowthGrowth
23.6%8/10

Earnings expanding 23.6% YoY

Areas to Watch

LOW4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

MCRI1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
4.2%4/10

4.2% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bull Case : MCRI

The strongest argument for MCRI centers on Debt/Equity, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.4%. PEG of 1.07 suggests the stock is reasonably priced for its growth.

Bear Case : LOW

The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.

Bear Case : MCRI

The primary concerns for MCRI are Revenue Growth.

Key Dynamics to Monitor

MCRI carries more volatility with a beta of 1.34 — expect wider price swings.

LOW is growing revenue faster at 8.3% — sustainability is the question.

LOW generates stronger free cash flow (3.1B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MCRI scores higher overall (69/100 vs 50/100), backed by strong 20.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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Monarch Casino & Resort Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Monarch Casino & Resort, Inc., owns and operates the Atlantis Casino Resort Spa, a hotel / casino in Reno, Nevada. The company is headquartered in Reno, Nevada.

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