WallStSmart

Floor & Decor Holdings Inc (FND)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 104% more annual revenue ($9.63B vs $4.71B). NVR leads profitability with a 11.8% profit margin vs 4.9%. FND appears more attractively valued with a PEG of 2.20. FND earns a higher WallStSmart Score of 53/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

NVR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 8.0Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+16.0%)

Margin of Safety

+16.0%

Fair Value

$82.06

Current Price

$60.70

$21.36 discount

UndervaluedFair: $82.06Overvalued

Intrinsic value data unavailable for NVR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

NVR3 strengths · Avg: 9.3/10
Return on EquityProfitability
33.7%10/10

Every $100 of equity generates 34 in profit

Altman Z-ScoreHealth
8.4210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Areas to Watch

FND4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

NVR3 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-10.9%2/10

Revenue declined 10.9%

EPS GrowthGrowth
-22.6%2/10

Earnings declined 22.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Revenue Growth. Thin 4.9% margins leave little buffer for downturns.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

FND profiles as a value stock while NVR is a declining play — different risk/reward profiles.

FND carries more volatility with a beta of 1.58 — expect wider price swings.

FND is growing revenue faster at 3.0% — sustainability is the question.

NVR generates stronger free cash flow (335M), providing more financial flexibility.

Bottom Line

FND scores higher overall (53/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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