WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsNVR Inc (NVR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVR Inc generates 1134% more annual revenue ($9.63B vs $780.39M). NVR leads profitability with a 11.8% profit margin vs 2.9%. HVT-A appears more attractively valued with a PEG of 0.79. HVT-A earns a higher WallStSmart Score of 59/100 (C).

HVT-A

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 8.0Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

NVR

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 8.0Value: 5.0Quality: 8.5
Piotroski: 4/9Altman Z: 8.42
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+62.4%)

Margin of Safety

+62.4%

Fair Value

$77.52

Current Price

$27.25

$50.27 discount

UndervaluedFair: $77.52Overvalued

Intrinsic value data unavailable for NVR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A3 strengths · Avg: 9.3/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.798/10

Growing faster than its price suggests

NVR3 strengths · Avg: 9.3/10
Return on EquityProfitability
33.7%10/10

Every $100 of equity generates 34 in profit

Altman Z-ScoreHealth
8.4210/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$454.55M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

NVR4 concerns · Avg: 2.0/10
PEG RatioValuation
4.972/10

Expensive relative to growth rate

Revenue GrowthGrowth
-10.9%2/10

Revenue declined 10.9%

EPS GrowthGrowth
-22.6%2/10

Earnings declined 22.6%

Free Cash FlowQuality
$-157.68M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bull Case : NVR

The strongest argument for NVR centers on Return on Equity, Altman Z-Score, P/E Ratio.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : NVR

The primary concerns for NVR are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

HVT-A profiles as a value stock while NVR is a declining play — different risk/reward profiles.

HVT-A carries more volatility with a beta of 1.19 — expect wider price swings.

HVT-A is growing revenue faster at 7.7% — sustainability is the question.

HVT-A generates stronger free cash flow (18M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (59/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

NVR Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

NVR, Inc. is a company engaged in home construction. It also operates a mortgage banking and title services business. The company primarily operates on the East Coast of the United States.

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