WallStSmart

Floor & Decor Holdings Inc (FND)vsPulteGroup Inc (PHM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 248% more annual revenue ($16.41B vs $4.71B). PHM leads profitability with a 11.6% profit margin vs 4.9%. PHM appears more attractively valued with a PEG of 1.11. PHM earns a higher WallStSmart Score of 59/100 (C).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

PHM

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 7.0Value: 6.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+16.0%)

Margin of Safety

+16.0%

Fair Value

$82.06

Current Price

$60.70

$21.36 discount

UndervaluedFair: $82.06Overvalued

Intrinsic value data unavailable for PHM.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

PHM4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
4.6110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
12.9x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

FND4 concerns · Avg: 3.8/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
26.9x4/10

Moderate valuation

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

PHM3 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-9.6%2/10

Revenue declined 9.6%

EPS GrowthGrowth
-18.2%2/10

Earnings declined 18.2%

Free Cash FlowQuality
$-12.85M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : PHM

The strongest argument for PHM centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.11 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Revenue Growth. Thin 4.9% margins leave little buffer for downturns.

Bear Case : PHM

The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.

Key Dynamics to Monitor

FND profiles as a value stock while PHM is a declining play — different risk/reward profiles.

FND carries more volatility with a beta of 1.58 — expect wider price swings.

FND is growing revenue faster at 3.0% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

PHM scores higher overall (59/100 vs 53/100). FND offers better value entry with a 16.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

Visit Website →

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

Want to dig deeper into these stocks?