Lowe's Companies Inc (LOW)vsPulteGroup Inc (PHM)
LOW
Lowe's Companies Inc
$219.82
+0.80%
CONSUMER CYCLICAL · Cap: $114.64B
PHM
PulteGroup Inc
$131.65
+1.02%
CONSUMER CYCLICAL · Cap: $24.14B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 439% more annual revenue ($88.43B vs $16.41B). PHM leads profitability with a 11.6% profit margin vs 7.5%. PHM appears more attractively valued with a PEG of 1.11. PHM earns a higher WallStSmart Score of 59/100 (C).
LOW
Hold50
out of 100
Grade: D+
PHM
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-55.1%
Fair Value
$140.74
Current Price
$219.82
$79.08 premium
Intrinsic value data unavailable for PHM.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Generating 2.8B in free cash flow
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.5% margin — thin
Weak financial health signals
Revenue declined 9.6%
Earnings declined 18.2%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : PHM
The strongest argument for PHM centers on Altman Z-Score, Debt/Equity, P/E Ratio. PEG of 1.11 suggests the stock is reasonably priced for its growth.
Bear Case : LOW
The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.
Bear Case : PHM
The primary concerns for PHM are Revenue Growth, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
LOW profiles as a value stock while PHM is a declining play — different risk/reward profiles.
PHM carries more volatility with a beta of 1.19 — expect wider price swings.
LOW is growing revenue faster at 10.3% — sustainability is the question.
LOW generates stronger free cash flow (2.8B), providing more financial flexibility.
Bottom Line
PHM scores higher overall (59/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →PulteGroup Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.
Compare with Other HOME IMPROVEMENT RETAIL Stocks
Want to dig deeper into these stocks?