WallStSmart

Floor & Decor Holdings Inc (FND)vsWinmark Corporation (WINA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 5402% more annual revenue ($4.68B vs $84.99M). WINA leads profitability with a 48.2% profit margin vs 4.3%. WINA appears more attractively valued with a PEG of 1.41. WINA earns a higher WallStSmart Score of 45/100 (D+).

FND

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 4.7Quality: 5.5
Piotroski: 3/9Altman Z: 2.05

WINA

Hold

45

out of 100

Grade: D+

Growth: 2.7Profit: 8.5Value: 5.0Quality: 7.5
Piotroski: 4/9Altman Z: 7.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+14.9%)

Margin of Safety

+14.9%

Fair Value

$81.06

Current Price

$58.32

$22.74 discount

UndervaluedFair: $81.06Overvalued

Intrinsic value data unavailable for WINA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND1 strengths · Avg: 8.0/10
Price/BookValuation
2.6x8/10

Reasonable price relative to book value

WINA4 strengths · Avg: 10.0/10
Profit MarginProfitability
48.2%10/10

Keeps 48 of every $100 in revenue as profit

Operating MarginProfitability
59.3%10/10

Strong operational efficiency at 59.3%

Debt/EquityHealth
-1.3510/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.1110/10

Safe zone — low bankruptcy risk

Areas to Watch

FND4 concerns · Avg: 3.5/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

P/E RatioValuation
30.4x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

WINA4 concerns · Avg: 3.0/10
P/E RatioValuation
37.6x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.50B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Revenue GrowthGrowth
-4.9%2/10

Revenue declined 4.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on Price/Book.

Bull Case : WINA

The strongest argument for WINA centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 48.2% and operating margin at 59.3%. PEG of 1.41 suggests the stock is reasonably priced for its growth.

Bear Case : FND

The primary concerns for FND are PEG Ratio, P/E Ratio, Profit Margin. Thin 4.3% margins leave little buffer for downturns.

Bear Case : WINA

The primary concerns for WINA are P/E Ratio, Market Cap, Return on Equity.

Key Dynamics to Monitor

FND profiles as a value stock while WINA is a declining play — different risk/reward profiles.

FND carries more volatility with a beta of 1.62 — expect wider price swings.

FND is growing revenue faster at -0.7% — sustainability is the question.

FND generates stronger free cash flow (46M), providing more financial flexibility.

Bottom Line

WINA scores higher overall (45/100 vs 40/100), backed by strong 48.2% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Winmark Corporation

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Winmark Corporation is a franchisor of five retail store concepts that buy, sell, trade and consign used merchandise primarily in the United States and Canada. The company is headquartered in Minneapolis, Minnesota.

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