WallStSmart

Haverty Furniture Companies Inc (HVT)vsWinmark Corporation (WINA)

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Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 750% more annual revenue ($780.39M vs $91.79M). WINA leads profitability with a 45.1% profit margin vs 2.9%. HVT appears more attractively valued with a PEG of 0.84. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

WINA

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 5.7Quality: 9.0
Piotroski: 4/9Altman Z: 7.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-46.1%)

Margin of Safety

-46.1%

Fair Value

$18.02

Current Price

$25.99

$7.97 premium

UndervaluedFair: $18.02Overvalued

Intrinsic value data unavailable for WINA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 9.3/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.848/10

Growing faster than its price suggests

WINA5 strengths · Avg: 9.6/10
Profit MarginProfitability
45.1%10/10

Keeps 45 of every $100 in revenue as profit

Operating MarginProfitability
59.7%10/10

Strong operational efficiency at 59.7%

Debt/EquityHealth
-1.6710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
7.1110/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
23.2%8/10

Revenue surging 23.2% year-over-year

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$458.92M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

WINA2 concerns · Avg: 3.0/10
Market CapQuality
$979.35M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book, EPS Growth, PEG Ratio. PEG of 0.84 suggests the stock is reasonably priced for its growth.

Bull Case : WINA

The strongest argument for WINA centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 45.1% and operating margin at 59.7%. Revenue growth of 23.2% demonstrates continued momentum.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : WINA

The primary concerns for WINA are Market Cap, Return on Equity.

Key Dynamics to Monitor

HVT profiles as a value stock while WINA is a growth play — different risk/reward profiles.

HVT carries more volatility with a beta of 1.30 — expect wider price swings.

WINA is growing revenue faster at 23.2% — sustainability is the question.

HVT generates stronger free cash flow (21M), providing more financial flexibility.

Bottom Line

HVT scores higher overall (64/100 vs 57/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Winmark Corporation

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Winmark Corporation is a franchisor of five retail store concepts that buy, sell, trade and consign used merchandise primarily in the United States and Canada. The company is headquartered in Minneapolis, Minnesota.

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