WallStSmart

Floor & Decor Holdings Inc (FND)vsXpel Inc (XPEL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Floor & Decor Holdings Inc generates 827% more annual revenue ($4.71B vs $508.09M). XPEL leads profitability with a 10.8% profit margin vs 4.9%. FND trades at a lower P/E of 23.5x. XPEL earns a higher WallStSmart Score of 55/100 (C-).

FND

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 5.0Value: 6.0Quality: 6.0
Piotroski: 4/9Altman Z: 2.05

XPEL

Buy

55

out of 100

Grade: C-

Growth: 6.7Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 2/9Altman Z: 4.81
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FNDUndervalued (+15.1%)

Margin of Safety

+15.1%

Fair Value

$81.23

Current Price

$47.34

$33.89 discount

UndervaluedFair: $81.23Overvalued
XPELOvervalued (-8.0%)

Margin of Safety

-8.0%

Fair Value

$50.90

Current Price

$47.20

$3.70 premium

UndervaluedFair: $50.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FND2 strengths · Avg: 9.0/10
EPS GrowthGrowth
53.4%10/10

Earnings expanding 53.4% YoY

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

XPEL2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
4.8110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Areas to Watch

FND3 concerns · Avg: 3.7/10
PEG RatioValuation
2.204/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

XPEL3 concerns · Avg: 2.7/10
Market CapQuality
$1.35B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-34.32M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : FND

The strongest argument for FND centers on EPS Growth, Price/Book.

Bull Case : XPEL

The strongest argument for XPEL centers on Altman Z-Score, Debt/Equity. Revenue growth of 14.7% demonstrates continued momentum.

Bear Case : FND

The primary concerns for FND are PEG Ratio, Revenue Growth, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : XPEL

The primary concerns for XPEL are Market Cap, Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

FND carries more volatility with a beta of 1.55 — expect wider price swings.

XPEL is growing revenue faster at 14.7% — sustainability is the question.

FND generates stronger free cash flow (96M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

XPEL scores higher overall (55/100 vs 53/100) and 14.7% revenue growth. FND offers better value entry with a 15.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Floor & Decor Holdings Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Floor & Decor Holdings, Inc. is a multi-channel specialty retailer of hard surface flooring and related accessories. The company is headquartered in Atlanta, Georgia.

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Xpel Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

XPEL, Inc. manufactures, sells, distributes, and installs aftermarket automotive products in the United States, China, Canada, Continental Europe, the United Kingdom, Asia Pacific, Latin America, the Middle East / Africa, and internationally. The company is headquartered in San Antonio, Texas.

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