WallStSmart

The Home Depot Inc (HD)vsXpel Inc (XPEL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 33197% more annual revenue ($169.18B vs $508.09M). XPEL leads profitability with a 10.8% profit margin vs 8.4%. HD trades at a lower P/E of 21.4x. HD earns a higher WallStSmart Score of 58/100 (C).

HD

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

XPEL

Buy

55

out of 100

Grade: C-

Growth: 6.7Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 2/9Altman Z: 4.81
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-41.8%)

Margin of Safety

-41.8%

Fair Value

$217.78

Current Price

$308.74

$90.96 premium

UndervaluedFair: $217.78Overvalued
XPELOvervalued (-8.0%)

Margin of Safety

-8.0%

Fair Value

$50.90

Current Price

$47.20

$3.70 premium

UndervaluedFair: $50.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$304.98B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
85.6%10/10

Every $100 of equity generates 86 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$4.51B8/10

Generating 4.5B in free cash flow

XPEL2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
4.8110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Areas to Watch

HD4 concerns · Avg: 3.8/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Price/BookValuation
18.5x4/10

Trading at 18.5x book value

EPS GrowthGrowth
4.6%4/10

4.6% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

XPEL3 concerns · Avg: 2.7/10
Market CapQuality
$1.35B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-34.32M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : XPEL

The strongest argument for XPEL centers on Altman Z-Score, Debt/Equity. Revenue growth of 14.7% demonstrates continued momentum.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.

Bear Case : XPEL

The primary concerns for XPEL are Market Cap, Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

XPEL carries more volatility with a beta of 1.14 — expect wider price swings.

XPEL is growing revenue faster at 14.7% — sustainability is the question.

HD generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (58/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Xpel Inc

CONSUMER CYCLICAL · AUTO PARTS · USA

XPEL, Inc. manufactures, sells, distributes, and installs aftermarket automotive products in the United States, China, Canada, Continental Europe, the United Kingdom, Asia Pacific, Latin America, the Middle East / Africa, and internationally. The company is headquartered in San Antonio, Texas.

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