WallStSmart

Shift4 Payments Inc (FOUR)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Shift4 Payments Inc generates 1506% more annual revenue ($4.78B vs $297.77M). FOUR leads profitability with a 2.2% profit margin vs -1.1%. FOUR appears more attractively valued with a PEG of 0.34. FOUR earns a higher WallStSmart Score of 60/100 (C).

FOUR

Buy

60

out of 100

Grade: C

Growth: 7.3Profit: 5.0Value: 7.3Quality: 3.5
Piotroski: 4/9Altman Z: 0.84

TBCH

Hold

40

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 6.0Quality: 6.5
Piotroski: 5/9Altman Z: 1.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FOURUndervalued (+44.1%)

Margin of Safety

+44.1%

Fair Value

$105.03

Current Price

$45.05

$59.98 discount

UndervaluedFair: $105.03Overvalued

Intrinsic value data unavailable for TBCH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FOUR2 strengths · Avg: 10.0/10
PEG RatioValuation
0.3410/10

Growing faster than its price suggests

Revenue GrowthGrowth
34.1%10/10

Revenue surging 34.1% year-over-year

TBCH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.988/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

FOUR4 concerns · Avg: 2.5/10
Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Profit MarginProfitability
2.2%3/10

2.2% margin — thin

P/E RatioValuation
66.1x2/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
-75.4%2/10

Earnings declined 75.4%

TBCH4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Market CapQuality
$223.51M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : FOUR

The strongest argument for FOUR centers on PEG Ratio, Revenue Growth. Revenue growth of 34.1% demonstrates continued momentum. PEG of 0.34 suggests the stock is reasonably priced for its growth.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : FOUR

The primary concerns for FOUR are Return on Equity, Profit Margin, P/E Ratio. A P/E of 66.1x leaves little room for execution misses. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Bear Case : TBCH

The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity.

Key Dynamics to Monitor

FOUR profiles as a hypergrowth stock while TBCH is a turnaround play — different risk/reward profiles.

TBCH carries more volatility with a beta of 2.31 — expect wider price swings.

FOUR is growing revenue faster at 34.1% — sustainability is the question.

TBCH generates stronger free cash flow (6M), providing more financial flexibility.

Bottom Line

FOUR scores higher overall (60/100 vs 40/100) and 34.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Shift4 Payments Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Shift4 Payments, Inc. provides integrated payment processing and technology solutions in the United States. The company is headquartered in Allentown, Pennsylvania.

Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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