WallStSmart

Jfrog Ltd (FROG)vsServiceNow Inc (NOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 2378% more annual revenue ($13.96B vs $563.41M). NOW leads profitability with a 12.6% profit margin vs -10.9%. NOW earns a higher WallStSmart Score of 57/100 (C).

FROG

Avoid

28

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 4.0Quality: 7.0
Piotroski: 4/9Altman Z: 1.35

NOW

Buy

57

out of 100

Grade: C

Growth: 7.3Profit: 6.0Value: 6.0Quality: 5.0
Piotroski: 1/9Altman Z: 1.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FROGSignificantly Overvalued (-47.7%)

Margin of Safety

-47.7%

Fair Value

$54.09

Current Price

$79.89

$25.80 premium

UndervaluedFair: $54.09Overvalued
NOWUndervalued (+84.8%)

Margin of Safety

+84.8%

Fair Value

$610.72

Current Price

$93.01

$517.71 discount

UndervaluedFair: $610.72Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FROG2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.8%8/10

Revenue surging 25.8% year-over-year

NOW4 strengths · Avg: 8.5/10
Market CapQuality
$107.41B9/10

Large-cap with strong market position

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

Areas to Watch

FROG4 concerns · Avg: 3.0/10
Price/BookValuation
10.5x4/10

Trading at 10.5x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-6.7%2/10

ROE of -6.7% — below average capital efficiency

Altman Z-ScoreHealth
1.352/10

Distress zone — elevated risk

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
8.2x4/10

Trading at 8.2x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : FROG

The strongest argument for FROG centers on Debt/Equity, Revenue Growth. Revenue growth of 25.8% demonstrates continued momentum.

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Debt/Equity, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 1.01 suggests the stock is reasonably priced for its growth.

Bear Case : FROG

The primary concerns for FROG are Price/Book, EPS Growth, Return on Equity.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 62.0x leaves little room for execution misses.

Key Dynamics to Monitor

FROG carries more volatility with a beta of 1.23 — expect wider price swings.

FROG is growing revenue faster at 25.8% — sustainability is the question.

NOW generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NOW scores higher overall (57/100 vs 28/100) and 22.1% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Jfrog Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

JFrog Ltd. provides a DevOps platform for a continuous software release management platform that enables organizations to deliver software updates to any system in the United States. The company is headquartered in Sunnyvale, California.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

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