WallStSmart

Fulton Financial Corporation (FULT)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 2564% more annual revenue ($35.53B vs $1.33B). FULT leads profitability with a 29.7% profit margin vs 9.5%. FULT appears more attractively valued with a PEG of 1.54. FULT earns a higher WallStSmart Score of 67/100 (B-).

FULT

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 7.5Value: 6.3Quality: 4.5
Piotroski: 5/9Altman Z: -0.62

SLF

Strong Buy

65

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 5.0Quality: 7.3
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FULT4 strengths · Avg: 9.8/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability
42.3%10/10

Strong operational efficiency at 42.3%

Profit MarginProfitability
29.7%9/10

Keeps 30 of every $100 in revenue as profit

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
43.2%8/10

Earnings expanding 43.2% YoY

Areas to Watch

FULT3 concerns · Avg: 2.7/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

EPS GrowthGrowth
-1.9%2/10

Earnings declined 1.9%

Altman Z-ScoreHealth
-0.622/10

Distress zone — elevated risk

SLF1 concerns · Avg: 4.0/10
PEG RatioValuation
1.614/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : FULT

The strongest argument for FULT centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.7% and operating margin at 42.3%. Revenue growth of 13.7% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, EPS Growth.

Bear Case : FULT

The primary concerns for FULT are PEG Ratio, EPS Growth, Altman Z-Score.

Bear Case : SLF

The primary concerns for SLF are PEG Ratio.

Key Dynamics to Monitor

FULT profiles as a mature stock while SLF is a value play — different risk/reward profiles.

SLF carries more volatility with a beta of 0.80 — expect wider price swings.

FULT is growing revenue faster at 13.7% — sustainability is the question.

FULT generates stronger free cash flow (94M), providing more financial flexibility.

Bottom Line

FULT scores higher overall (67/100 vs 65/100), backed by strong 29.7% margins and 13.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fulton Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Fulton Financial Corporation is a financial holding company that provides banking and financial services to businesses and consumers. The company is headquartered in Lancaster, Pennsylvania.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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