Golub Capital BDC Inc (GBDC)vsJPMorgan Chase & Co (JPM)
GBDC
Golub Capital BDC Inc
$12.55
+0.08%
FINANCIAL SERVICES · Cap: $3.26B
JPM
JPMorgan Chase & Co
$340.07
-3.42%
FINANCIAL SERVICES · Cap: $946.93B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 23170% more annual revenue ($186.33B vs $800.71M). JPM leads profitability with a 34.9% profit margin vs 21.4%. GBDC appears more attractively valued with a PEG of 1.40. JPM earns a higher WallStSmart Score of 81/100 (A-).
GBDC
Buy58
out of 100
Grade: C
JPM
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 77.9%
Keeps 21 of every $100 in revenue as profit
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
ROE of 5.5% — below average capital efficiency
Elevated debt levels
Revenue declined 14.0%
Earnings declined 35.1%
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : GBDC
The strongest argument for GBDC centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 21.4% and operating margin at 77.9%. PEG of 1.40 suggests the stock is reasonably priced for its growth.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bear Case : GBDC
The primary concerns for GBDC are Return on Equity, Debt/Equity, Revenue Growth.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.
Key Dynamics to Monitor
GBDC profiles as a declining stock while JPM is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 0.97 — expect wider price swings.
JPM is growing revenue faster at 30.4% — sustainability is the question.
GBDC generates stronger free cash flow (193M), providing more financial flexibility.
Bottom Line
JPM scores higher overall (81/100 vs 58/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Golub Capital BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Golub Capital BDC Inc (ticker: GBDC) is a prominent business development company dedicated to delivering tailored financing solutions for middle-market enterprises, which play a crucial role in the economy. Since its inception in 2001 and subsequent public listing in 2013, GBDC has strategically focused on investing in senior secured loans to cultivate a well-diversified investment portfolio that aims to generate attractive risk-adjusted returns. The company leverages its extensive industry expertise and stringent credit risk management practices to support the growth of its portfolio companies effectively. For institutional investors seeking to diversify their portfolios with a dependable alternative investment, Golub Capital presents a compelling opportunity backed by its strong operational framework and commitment to sustained financial performance.
Visit Website →JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Compare with Other ASSET MANAGEMENT Stocks
Want to dig deeper into these stocks?