WallStSmart

Gladstone Capital Corporation (GLAD)vsHartford Financial Services Group (HIG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Hartford Financial Services Group generates 29861% more annual revenue ($28.79B vs $96.10M). GLAD leads profitability with a 44.1% profit margin vs 14.1%. HIG appears more attractively valued with a PEG of 0.12. HIG earns a higher WallStSmart Score of 79/100 (B+).

GLAD

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 8.0Value: 6.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.19

HIG

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.0Value: 8.3Quality: 8.0
Piotroski: 6/9Altman Z: 1.23

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLAD6 strengths · Avg: 9.7/10
P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
44.1%10/10

Keeps 44 of every $100 in revenue as profit

Operating MarginProfitability
70.6%10/10

Strong operational efficiency at 70.6%

EPS GrowthGrowth
73.7%10/10

Earnings expanding 73.7% YoY

Revenue GrowthGrowth
20.5%8/10

Revenue surging 20.5% year-over-year

HIG6 strengths · Avg: 9.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
9.1x10/10

Attractively priced relative to earnings

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 22 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
41.4%8/10

Earnings expanding 41.4% YoY

Areas to Watch

GLAD3 concerns · Avg: 3.0/10
PEG RatioValuation
2.314/10

Expensive relative to growth rate

Market CapQuality
$433.56M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
1.192/10

Distress zone — elevated risk

HIG1 concerns · Avg: 2.0/10
Altman Z-ScoreHealth
1.232/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GLAD

The strongest argument for GLAD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 44.1% and operating margin at 70.6%. Revenue growth of 20.5% demonstrates continued momentum.

Bull Case : HIG

The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bear Case : GLAD

The primary concerns for GLAD are PEG Ratio, Market Cap, Altman Z-Score.

Bear Case : HIG

The primary concerns for HIG are Altman Z-Score.

Key Dynamics to Monitor

GLAD profiles as a growth stock while HIG is a value play — different risk/reward profiles.

GLAD carries more volatility with a beta of 0.92 — expect wider price swings.

GLAD is growing revenue faster at 20.5% — sustainability is the question.

HIG generates stronger free cash flow (1.0B), providing more financial flexibility.

Bottom Line

HIG scores higher overall (79/100 vs 68/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Gladstone Capital Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Gladstone Capital Corporation (GLAD) is a leading publicly traded business development company that specializes in providing tailored debt and equity financing to lower middle-market businesses, facilitating their growth and strategic expansion. With a focus on capital preservation, GLAD employs a rigorous investment strategy designed to generate attractive risk-adjusted returns through customized financing solutions such as term loans and equity investments. Supported by a seasoned management team with deep industry expertise, the firm adeptly responds to evolving market trends and diverse sector dynamics, ensuring a consistent and robust performance. By partnering with its portfolio companies, Gladstone Capital Corporation is committed to fostering long-term value creation and sustainable growth.

Hartford Financial Services Group

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.

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