WallStSmart

Greenlight Capital Re Ltd (GLRE)vsMitsubishi UFJ Financial Group Inc ADR (MUFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mitsubishi UFJ Financial Group Inc ADR generates 949293% more annual revenue ($6.71T vs $706.93M). MUFG leads profitability with a 25.8% profit margin vs 11.5%. GLRE appears more attractively valued with a PEG of 1.69. MUFG earns a higher WallStSmart Score of 71/100 (B).

GLRE

Strong Buy

68

out of 100

Grade: B-

Growth: 6.0Profit: 6.0Value: 6.3Quality: 5.8
Piotroski: 4/9

MUFG

Strong Buy

71

out of 100

Grade: B

Growth: 6.7Profit: 7.5Value: 5.7Quality: 4.5
Piotroski: 7/9Altman Z: 0.37

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GLRE5 strengths · Avg: 9.2/10
P/E RatioValuation
7.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

EPS GrowthGrowth
22.1%8/10

Earnings expanding 22.1% YoY

MUFG6 strengths · Avg: 9.2/10
Market CapQuality
$240.42B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
116.9%10/10

Strong operational efficiency at 116.9%

Free Cash FlowQuality
$8.09T10/10

Generating 8.1T in free cash flow

Profit MarginProfitability
25.8%9/10

Keeps 26 of every $100 in revenue as profit

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

GLRE3 concerns · Avg: 3.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Market CapQuality
$563.50M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-6.9%2/10

Revenue declined 6.9%

MUFG3 concerns · Avg: 2.3/10
PEG RatioValuation
1.864/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.372/10

Distress zone — elevated risk

Debt/EquityHealth
3.521/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : GLRE

The strongest argument for GLRE centers on P/E Ratio, Price/Book, Debt/Equity.

Bull Case : MUFG

The strongest argument for MUFG centers on Market Cap, Operating Margin, Free Cash Flow. Profitability is solid with margins at 25.8% and operating margin at 116.9%. Revenue growth of 11.7% demonstrates continued momentum.

Bear Case : GLRE

The primary concerns for GLRE are PEG Ratio, Market Cap, Revenue Growth.

Bear Case : MUFG

The primary concerns for MUFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.52 is elevated, increasing financial risk.

Key Dynamics to Monitor

GLRE profiles as a declining stock while MUFG is a mature play — different risk/reward profiles.

GLRE carries more volatility with a beta of 0.32 — expect wider price swings.

MUFG is growing revenue faster at 11.7% — sustainability is the question.

MUFG generates stronger free cash flow (8.1T), providing more financial flexibility.

Bottom Line

MUFG scores higher overall (71/100 vs 68/100), backed by strong 25.8% margins and 11.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Greenlight Capital Re Ltd

FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA

Greenlight Capital Re, Ltd., is a worldwide property and casualty reinsurance company. The company is headquartered in Grand Cayman, the Cayman Islands.

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Mitsubishi UFJ Financial Group Inc ADR

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Mitsubishi UFJ Financial Group, Inc., a banking holding company, offers financial services in Japan, the United States, and Asia / Oceania. The company is headquartered in Tokyo, Japan.

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