WallStSmart

Genie Energy Ltd (GNE)vsNRG Energy Inc. (NRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 6490% more annual revenue ($33.12B vs $502.62M). GNE leads profitability with a 5.0% profit margin vs 2.6%. GNE trades at a lower P/E of 13.2x. NRG earns a higher WallStSmart Score of 60/100 (C+).

GNE

Buy

52

out of 100

Grade: C-

Growth: 6.7Profit: 5.5Value: 6.3Quality: 9.0
Piotroski: 6/9Altman Z: 3.68

NRG

Buy

60

out of 100

Grade: C+

Growth: 3.3Profit: 6.0Value: 6.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GNEUndervalued (+1.3%)

Margin of Safety

+1.3%

Fair Value

$14.10

Current Price

$15.78

$1.68 discount

UndervaluedFair: $14.10Overvalued

Intrinsic value data unavailable for NRG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GNE5 strengths · Avg: 9.2/10
EPS GrowthGrowth
380.3%10/10

Earnings expanding 380.3% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.6810/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

NRG1 strengths · Avg: 10.0/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

Areas to Watch

GNE4 concerns · Avg: 2.5/10
Market CapQuality
$399.53M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.0%3/10

5.0% margin — thin

Revenue GrowthGrowth
-4.6%2/10

Revenue declined 4.6%

Free Cash FlowQuality
$-6.09M2/10

Negative free cash flow — burning cash

NRG4 concerns · Avg: 3.3/10
P/E RatioValuation
31.2x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

EPS GrowthGrowth
-85.6%2/10

Earnings declined 85.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : GNE

The strongest argument for GNE centers on EPS Growth, Debt/Equity, Altman Z-Score.

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio. Revenue growth of 11.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bear Case : GNE

The primary concerns for GNE are Market Cap, Profit Margin, Revenue Growth.

Bear Case : NRG

The primary concerns for NRG are P/E Ratio, Altman Z-Score, Profit Margin. Debt-to-equity of 4.83 is elevated, increasing financial risk. Thin 2.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

NRG carries more volatility with a beta of 1.17 — expect wider price swings.

NRG is growing revenue faster at 11.0% — sustainability is the question.

NRG generates stronger free cash flow (779M), providing more financial flexibility.

Monitor UTILITIES - REGULATED ELECTRIC industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NRG scores higher overall (60/100 vs 52/100) and 11.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Genie Energy Ltd

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

Genie Energy Ltd. supplies electricity and natural gas to residential and small business customers in the United States, Europe and Asia. The company is headquartered in Newark, New Jersey.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

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