WallStSmart

GoHealth Inc. (GOCO)vsWillis Towers Watson PLC (WTW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Willis Towers Watson PLC generates 6512% more annual revenue ($10.10B vs $152.79M). WTW leads profitability with a 15.5% profit margin vs -189.7%. WTW earns a higher WallStSmart Score of 60/100 (C).

GOCO

Avoid

33

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: -1.81

WTW

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 7.5Value: 5.7Quality: 4.5
Piotroski: 4/9Altman Z: 0.91

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GOCO2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
424.1%10/10

Earnings expanding 424.1% YoY

WTW1 strengths · Avg: 9.0/10
Return on EquityProfitability
20.4%9/10

Every $100 of equity generates 20 in profit

Areas to Watch

GOCO4 concerns · Avg: 2.5/10
Market CapQuality
$19.75M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-219.7%2/10

ROE of -219.7% — below average capital efficiency

Revenue GrowthGrowth
-94.6%2/10

Revenue declined 94.6%

WTW2 concerns · Avg: 2.0/10
EPS GrowthGrowth
-26.8%2/10

Earnings declined 26.8%

Altman Z-ScoreHealth
0.912/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : GOCO

The strongest argument for GOCO centers on Price/Book, EPS Growth.

Bull Case : WTW

The strongest argument for WTW centers on Return on Equity. Profitability is solid with margins at 15.5% and operating margin at 17.6%. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bear Case : GOCO

The primary concerns for GOCO are Market Cap, Piotroski F-Score, Return on Equity. Debt-to-equity of 350.08 is elevated, increasing financial risk.

Bear Case : WTW

The primary concerns for WTW are EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

GOCO profiles as a turnaround stock while WTW is a mature play — different risk/reward profiles.

GOCO carries more volatility with a beta of 1.17 — expect wider price swings.

WTW is growing revenue faster at 9.1% — sustainability is the question.

WTW generates stronger free cash flow (425M), providing more financial flexibility.

Bottom Line

WTW scores higher overall (60/100 vs 33/100), backed by strong 15.5% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

GoHealth Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

GoHealth, Inc. is a health insurance marketplace and a Medicare-focused digital health company in the United States. The company is headquartered in Chicago, Illinois.

Willis Towers Watson PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm, dedicated to delivering innovative risk management, insurance, and consulting services across more than 140 countries. With a strong emphasis on advanced data analytics and technology, WTW provides tailored solutions to address critical issues in health, retirement, and talent management for a diverse client base, including multinational corporations and small businesses. The firm’s commitment to driving sustainable growth and enhancing client engagement positions it as a trusted partner in navigating complex market dynamics, further solidifying its status as an industry leader.

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