WallStSmart

Brown & Brown Inc (BRO)vsGoHealth Inc. (GOCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Brown & Brown Inc generates 681% more annual revenue ($5.76B vs $738.34M). BRO leads profitability with a 18.3% profit margin vs -27.0%. BRO earns a higher WallStSmart Score of 69/100 (B-).

BRO

Strong Buy

69

out of 100

Grade: B-

Growth: 6.7Profit: 7.0Value: 7.3Quality: 4.5
Piotroski: 2/9

GOCO

Hold

43

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BROSignificantly Overvalued (-211.9%)

Margin of Safety

-211.9%

Fair Value

$21.49

Current Price

$64.29

$42.80 premium

UndervaluedFair: $21.49Overvalued

Intrinsic value data unavailable for GOCO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRO3 strengths · Avg: 8.7/10
Revenue GrowthGrowth
36.2%10/10

Revenue surging 36.2% year-over-year

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.2%8/10

Strong operational efficiency at 23.2%

GOCO1 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Areas to Watch

BRO3 concerns · Avg: 3.0/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-16.2%2/10

Earnings declined 16.2%

GOCO4 concerns · Avg: 2.8/10
EPS GrowthGrowth
4.2%4/10

4.2% earnings growth

Market CapQuality
$43.65M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-1.7%2/10

ROE of -1.7% — below average capital efficiency

Revenue GrowthGrowth
-71.1%2/10

Revenue declined 71.1%

Comparative Analysis Report

WallStSmart Research

Bull Case : BRO

The strongest argument for BRO centers on Revenue Growth, Price/Book, Operating Margin. Profitability is solid with margins at 18.3% and operating margin at 23.2%. Revenue growth of 36.2% demonstrates continued momentum.

Bull Case : GOCO

The strongest argument for GOCO centers on Price/Book.

Bear Case : BRO

The primary concerns for BRO are PEG Ratio, Piotroski F-Score, EPS Growth.

Bear Case : GOCO

The primary concerns for GOCO are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

BRO profiles as a growth stock while GOCO is a turnaround play — different risk/reward profiles.

GOCO carries more volatility with a beta of 1.73 — expect wider price swings.

BRO is growing revenue faster at 36.2% — sustainability is the question.

BRO generates stronger free cash flow (424M), providing more financial flexibility.

Bottom Line

BRO scores higher overall (69/100 vs 43/100), backed by strong 18.3% margins and 36.2% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Brown & Brown Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, the Cayman Islands, Ireland, and the United Kingdom. The company is headquartered in Daytona Beach, Florida.

GoHealth Inc.

FINANCIAL SERVICES · INSURANCE BROKERS · USA

GoHealth, Inc. is a health insurance marketplace and a Medicare-focused digital health company in the United States. The company is headquartered in Chicago, Illinois.

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