WallStSmart

Grab Holdings Ltd (GRAB)vsServiceNow Inc (NOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 315% more annual revenue ($14.73B vs $3.55B). NOW leads profitability with a 11.3% profit margin vs 10.7%. GRAB appears more attractively valued with a PEG of 0.96. GRAB earns a higher WallStSmart Score of 61/100 (C+).

GRAB

Buy

61

out of 100

Grade: C+

Growth: 9.3Profit: 4.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: -0.54

NOW

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for GRAB.

NOWUndervalued (+81.5%)

Margin of Safety

+81.5%

Fair Value

$634.69

Current Price

$124.88

$509.81 discount

UndervaluedFair: $634.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GRAB5 strengths · Avg: 8.2/10
Debt/EquityHealth
0.309/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.968/10

Growing faster than its price suggests

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.5%8/10

Revenue surging 23.5% year-over-year

EPS GrowthGrowth
41.0%8/10

Earnings expanding 41.0% YoY

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$122.14B9/10

Large-cap with strong market position

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

Areas to Watch

GRAB4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.8%3/10

ROE of 5.8% — below average capital efficiency

Operating MarginProfitability
2.7%3/10

Operating margin of 2.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
87.5x2/10

Premium valuation, high expectations priced in

NOW4 concerns · Avg: 3.5/10
Price/BookValuation
10.3x4/10

Trading at 10.3x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : GRAB

The strongest argument for GRAB centers on Debt/Equity, PEG Ratio, Price/Book. Revenue growth of 23.5% demonstrates continued momentum. PEG of 0.96 suggests the stock is reasonably priced for its growth.

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bear Case : GRAB

The primary concerns for GRAB are Return on Equity, Operating Margin, Piotroski F-Score. A P/E of 87.5x leaves little room for execution misses.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 72.0x leaves little room for execution misses.

Key Dynamics to Monitor

NOW carries more volatility with a beta of 0.93 — expect wider price swings.

NOW is growing revenue faster at 24.0% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GRAB scores higher overall (61/100 vs 49/100) and 23.5% revenue growth. NOW offers better value entry with a 81.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Grab Holdings Ltd

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Grab Holdings Ltd is a dominant technology platform in Southeast Asia, renowned for its extensive offerings in ride-hailing, food delivery, and digital payment solutions. Established in 2012, the company serves millions of urban consumers across the region, emphasizing innovation, sustainability, and user-centric service enhancements. Through strategic partnerships and ongoing investment in advanced technologies, Grab not only boosts its operational efficiency but also broadens its service portfolio. As it continues to expand geographically, Grab is strategically positioned to leverage the increasing demand for integrated consumer services in the rapidly evolving Southeast Asian digital economy.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

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