WallStSmart

The Home Depot Inc (HD)vsHilton Grand Vacations Inc (HGV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 3496% more annual revenue ($169.18B vs $4.70B). HD leads profitability with a 8.4% profit margin vs 3.2%. HGV trades at a lower P/E of 20.2x. HD earns a higher WallStSmart Score of 58/100 (C).

HD

Buy

58

out of 100

Grade: C

Growth: 4.7Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59

HGV

Hold

48

out of 100

Grade: D+

Growth: 4.7Profit: 6.0Value: 5.3Quality: 5.0
Piotroski: 5/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HDSignificantly Overvalued (-38.8%)

Margin of Safety

-38.8%

Fair Value

$217.98

Current Price

$305.44

$87.47 premium

UndervaluedFair: $217.98Overvalued

Intrinsic value data unavailable for HGV.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HD4 strengths · Avg: 9.5/10
Market CapQuality
$304.98B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
85.6%10/10

Every $100 of equity generates 86 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$4.51B8/10

Generating 4.5B in free cash flow

HGV1 strengths · Avg: 8.0/10
Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

HD4 concerns · Avg: 3.8/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

Price/BookValuation
18.3x4/10

Trading at 18.3x book value

EPS GrowthGrowth
4.6%4/10

4.6% earnings growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

HGV4 concerns · Avg: 2.0/10
Profit MarginProfitability
3.2%3/10

3.2% margin — thin

EPS GrowthGrowth
-40.0%2/10

Earnings declined 40.0%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

Debt/EquityHealth
7.121/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bull Case : HGV

The strongest argument for HGV centers on Price/Book.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Price/Book, EPS Growth. Debt-to-equity of 3.77 is elevated, increasing financial risk.

Bear Case : HGV

The primary concerns for HGV are Profit Margin, EPS Growth, Altman Z-Score. Debt-to-equity of 7.12 is elevated, increasing financial risk. Thin 3.2% margins leave little buffer for downturns.

Key Dynamics to Monitor

HGV carries more volatility with a beta of 1.51 — expect wider price swings.

HGV is growing revenue faster at 6.2% — sustainability is the question.

HD generates stronger free cash flow (4.5B), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (58/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

Hilton Grand Vacations Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Hilton Grand Vacations Inc., a timeshare company, develops, markets, sells and manages vacation-owned resorts primarily under the Hilton Grand Vacations brand. The company is headquartered in Orlando, Florida.

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