Hilton Grand Vacations Inc (HGV)vsLowe's Companies Inc (LOW)
HGV
Hilton Grand Vacations Inc
$49.74
+1.49%
CONSUMER CYCLICAL · Cap: $3.99B
LOW
Lowe's Companies Inc
$214.40
+3.69%
CONSUMER CYCLICAL · Cap: $123.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Lowe's Companies Inc generates 1808% more annual revenue ($88.43B vs $4.63B). LOW leads profitability with a 7.5% profit margin vs 3.5%. LOW trades at a lower P/E of 18.6x. HGV earns a higher WallStSmart Score of 57/100 (C).
HGV
Buy57
out of 100
Grade: C
LOW
Hold50
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for HGV.
Margin of Safety
-58.5%
Fair Value
$140.20
Current Price
$214.40
$74.20 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 187.2% YoY
Conservative balance sheet, low leverage
Large-cap with strong market position
Generating 2.8B in free cash flow
Areas to Watch
Moderate valuation
3.5% margin — thin
Distress zone — elevated risk
Elevated debt levels
Grey zone — moderate risk
ROE of 0.0% — below average capital efficiency
7.5% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : HGV
The strongest argument for HGV centers on EPS Growth. Revenue growth of 11.9% demonstrates continued momentum.
Bull Case : LOW
The strongest argument for LOW centers on Debt/Equity, Market Cap, Free Cash Flow. Revenue growth of 10.3% demonstrates continued momentum. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : HGV
The primary concerns for HGV are P/E Ratio, Profit Margin, Altman Z-Score. Debt-to-equity of 6.18 is elevated, increasing financial risk. Thin 3.5% margins leave little buffer for downturns.
Bear Case : LOW
The primary concerns for LOW are Altman Z-Score, Return on Equity, Profit Margin.
Key Dynamics to Monitor
HGV carries more volatility with a beta of 1.52 — expect wider price swings.
HGV is growing revenue faster at 11.9% — sustainability is the question.
LOW generates stronger free cash flow (2.8B), providing more financial flexibility.
Monitor RESORTS & CASINOS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HGV scores higher overall (57/100 vs 50/100) and 11.9% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hilton Grand Vacations Inc
CONSUMER CYCLICAL · RESORTS & CASINOS · USA
Hilton Grand Vacations Inc., a timeshare company, develops, markets, sells and manages vacation-owned resorts primarily under the Hilton Grand Vacations brand. The company is headquartered in Orlando, Florida.
Visit Website →Lowe's Companies Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.
Visit Website →Compare with Other RESORTS & CASINOS Stocks
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