WallStSmart

Hawaiian Electric Industries Inc (HE)vsNRG Energy Inc. (NRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NRG Energy Inc. generates 909% more annual revenue ($33.12B vs $3.28B). HE leads profitability with a 6.8% profit margin vs 2.6%. NRG appears more attractively valued with a PEG of 0.46. HE earns a higher WallStSmart Score of 64/100 (C+).

HE

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 4.0Value: 7.3Quality: 3.5
Piotroski: 4/9Altman Z: 0.54

NRG

Buy

60

out of 100

Grade: C+

Growth: 3.3Profit: 6.0Value: 6.3Quality: 4.0
Piotroski: 4/9Altman Z: 1.61
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HEUndervalued (+33.1%)

Margin of Safety

+33.1%

Fair Value

$24.79

Current Price

$10.38

$14.41 discount

UndervaluedFair: $24.79Overvalued

Intrinsic value data unavailable for NRG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HE4 strengths · Avg: 9.5/10
P/E RatioValuation
8.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
373.3%10/10

Earnings expanding 373.3% YoY

Revenue GrowthGrowth
25.9%8/10

Revenue surging 25.9% year-over-year

NRG1 strengths · Avg: 10.0/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

Areas to Watch

HE4 concerns · Avg: 3.0/10
Market CapQuality
$1.78B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
8.0%3/10

ROE of 8.0% — below average capital efficiency

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

NRG4 concerns · Avg: 3.3/10
P/E RatioValuation
31.2x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.614/10

Distress zone — elevated risk

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

EPS GrowthGrowth
-85.6%2/10

Earnings declined 85.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : HE

The strongest argument for HE centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 25.9% demonstrates continued momentum.

Bull Case : NRG

The strongest argument for NRG centers on PEG Ratio. Revenue growth of 11.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bear Case : HE

The primary concerns for HE are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 1.60 is elevated, increasing financial risk.

Bear Case : NRG

The primary concerns for NRG are P/E Ratio, Altman Z-Score, Profit Margin. Debt-to-equity of 4.83 is elevated, increasing financial risk. Thin 2.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

HE profiles as a growth stock while NRG is a value play — different risk/reward profiles.

NRG carries more volatility with a beta of 1.17 — expect wider price swings.

HE is growing revenue faster at 25.9% — sustainability is the question.

NRG generates stronger free cash flow (779M), providing more financial flexibility.

Bottom Line

HE scores higher overall (64/100 vs 60/100) and 25.9% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hawaiian Electric Industries Inc

UTILITIES · UTILITIES - REGULATED ELECTRIC · USA

Hawaiian Electric Industries, Inc. is engaged in the renewable / sustainable infrastructure, banking and electricity utility investment businesses in the State of Hawaii. The company is headquartered in Honolulu, Hawaii.

NRG Energy Inc.

UTILITIES · UTILITIES - INDEPENDENT POWER PRODUCERS · USA

NRG Energy, Inc. is a large American energy company, headquartered in Houston, Texas. It was formerly the wholesale arm of Northern States Power Company (NSP), which became Xcel Energy, but became independent in 2000. NRG Energy is involved in energy generation and retail electricity.

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