WallStSmart

Here Group Limited (HERE)vsLife Time Group Holdings Inc (LTH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Life Time Group Holdings Inc generates 10% more annual revenue ($3.00B vs $2.73B). HERE leads profitability with a 13.2% profit margin vs 12.5%. HERE trades at a lower P/E of 5.9x. LTH earns a higher WallStSmart Score of 66/100 (B-).

HERE

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 8.3Quality: 5.0

LTH

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 6.5Value: 8.3Quality: 5.5
Piotroski: 6/9Altman Z: 0.89
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HEREUndervalued (+37.1%)

Margin of Safety

+37.1%

Fair Value

$6.26

Current Price

$3.10

$3.16 discount

UndervaluedFair: $6.26Overvalued
LTHUndervalued (+61.8%)

Margin of Safety

+61.8%

Fair Value

$77.69

Current Price

$26.42

$51.27 discount

UndervaluedFair: $77.69Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HERE4 strengths · Avg: 9.5/10
P/E RatioValuation
5.9x10/10

Attractively priced relative to earnings

Price/BookValuation
0.2x10/10

Reasonable price relative to book value

Return on EquityProfitability
49.2%10/10

Every $100 of equity generates 49 in profit

Operating MarginProfitability
20.0%8/10

Strong operational efficiency at 20.0%

LTH2 strengths · Avg: 8.0/10
P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Areas to Watch

HERE3 concerns · Avg: 2.3/10
Market CapQuality
$305.63M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-38.2%2/10

Revenue declined 38.2%

EPS GrowthGrowth
-45.4%2/10

Earnings declined 45.4%

LTH4 concerns · Avg: 2.8/10
EPS GrowthGrowth
2.2%4/10

2.2% earnings growth

Debt/EquityHealth
1.383/10

Elevated debt levels

Free Cash FlowQuality
$-64.64M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.892/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : HERE

The strongest argument for HERE centers on P/E Ratio, Price/Book, Return on Equity.

Bull Case : LTH

The strongest argument for LTH centers on P/E Ratio, Price/Book. Revenue growth of 12.3% demonstrates continued momentum.

Bear Case : HERE

The primary concerns for HERE are Market Cap, Revenue Growth, EPS Growth.

Bear Case : LTH

The primary concerns for LTH are EPS Growth, Debt/Equity, Free Cash Flow.

Key Dynamics to Monitor

HERE profiles as a declining stock while LTH is a value play — different risk/reward profiles.

LTH carries more volatility with a beta of 1.69 — expect wider price swings.

LTH is growing revenue faster at 12.3% — sustainability is the question.

Monitor LEISURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LTH scores higher overall (66/100 vs 52/100) and 12.3% revenue growth. HERE offers better value entry with a 37.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Here Group Limited

CONSUMER CYCLICAL · LEISURE · China

Here Group Limited designs and sells pop toys in China. The company is headquartered in Beijing, the People's Republic of China.

Life Time Group Holdings Inc

CONSUMER CYCLICAL · LEISURE · USA

Life Time Group Holdings, Inc. offers health, fitness and wellness experiences to a community of individual members in the United States and Canada. The company is headquartered in Chanhassen, Minnesota.

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