WallStSmart

Hilton Grand Vacations Inc (HGV)vsSea Ltd (SE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sea Ltd generates 395% more annual revenue ($22.94B vs $4.63B). SE leads profitability with a 6.9% profit margin vs 3.5%. HGV trades at a lower P/E of 26.3x. SE earns a higher WallStSmart Score of 70/100 (B-).

HGV

Buy

57

out of 100

Grade: C

Growth: 7.3Profit: 5.5Value: 7.0Quality: 5.5
Piotroski: 4/9Altman Z: 1.28

SE

Strong Buy

70

out of 100

Grade: B-

Growth: 10.0Profit: 6.0Value: 7.3Quality: 5.5
Piotroski: 6/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HGVUndervalued (+42.1%)

Margin of Safety

+42.1%

Fair Value

$80.17

Current Price

$48.67

$31.50 discount

UndervaluedFair: $80.17Overvalued
SEUndervalued (+52.8%)

Margin of Safety

+52.8%

Fair Value

$242.40

Current Price

$86.73

$155.67 discount

UndervaluedFair: $242.40Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HGV1 strengths · Avg: 10.0/10
EPS GrowthGrowth
187.2%10/10

Earnings expanding 187.2% YoY

SE4 strengths · Avg: 9.3/10
Revenue GrowthGrowth
38.4%10/10

Revenue surging 38.4% year-over-year

EPS GrowthGrowth
58.2%10/10

Earnings expanding 58.2% YoY

Market CapQuality
$54.29B9/10

Large-cap with strong market position

PEG RatioValuation
0.598/10

Growing faster than its price suggests

Areas to Watch

HGV4 concerns · Avg: 2.5/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Profit MarginProfitability
3.5%3/10

3.5% margin — thin

Altman Z-ScoreHealth
1.282/10

Distress zone — elevated risk

Debt/EquityHealth
5.261/10

Elevated debt levels

SE3 concerns · Avg: 3.0/10
P/E RatioValuation
35.2x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Free Cash FlowQuality
$02/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HGV

The strongest argument for HGV centers on EPS Growth. Revenue growth of 11.9% demonstrates continued momentum.

Bull Case : SE

The strongest argument for SE centers on Revenue Growth, EPS Growth, Market Cap. Revenue growth of 38.4% demonstrates continued momentum. PEG of 0.59 suggests the stock is reasonably priced for its growth.

Bear Case : HGV

The primary concerns for HGV are P/E Ratio, Profit Margin, Altman Z-Score. Debt-to-equity of 5.26 is elevated, increasing financial risk. Thin 3.5% margins leave little buffer for downturns.

Bear Case : SE

The primary concerns for SE are P/E Ratio, Profit Margin, Free Cash Flow.

Key Dynamics to Monitor

HGV profiles as a value stock while SE is a hypergrowth play — different risk/reward profiles.

SE carries more volatility with a beta of 1.57 — expect wider price swings.

SE is growing revenue faster at 38.4% — sustainability is the question.

Monitor RESORTS & CASINOS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SE scores higher overall (70/100 vs 57/100) and 38.4% revenue growth. HGV offers better value entry with a 42.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Hilton Grand Vacations Inc

CONSUMER CYCLICAL · RESORTS & CASINOS · USA

Hilton Grand Vacations Inc., a timeshare company, develops, markets, sells and manages vacation-owned resorts primarily under the Hilton Grand Vacations brand. The company is headquartered in Orlando, Florida.

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Sea Ltd

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Sea Limited is engaged in the digital entertainment, e-commerce and digital financial services businesses in Southeast Asia, Latin America, the rest of Asia and internationally. The company is headquartered in Singapore.

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