Hartford Financial Services Group (HIG)vsKeyCorp (KEY)
HIG
Hartford Financial Services Group
$143.28
-0.85%
FINANCIAL SERVICES · Cap: $38.90B
KEY
KeyCorp
$22.73
+0.31%
FINANCIAL SERVICES · Cap: $24.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 298% more annual revenue ($29.32B vs $7.37B). KEY leads profitability with a 27.5% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. KEY earns a higher WallStSmart Score of 77/100 (B+).
HIG
Strong Buy77
out of 100
Grade: B+
KEY
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Reasonable price relative to book value
Strong operational efficiency at 34.9%
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 25.3% YoY
Areas to Watch
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : KEY
The strongest argument for KEY centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.9%. Revenue growth of 10.1% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : KEY
The primary concerns for KEY are PEG Ratio, Free Cash Flow, Altman Z-Score.
Key Dynamics to Monitor
HIG profiles as a value stock while KEY is a mature play — different risk/reward profiles.
KEY carries more volatility with a beta of 1.02 — expect wider price swings.
KEY is growing revenue faster at 10.1% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
HIG scores higher overall (77/100 vs 77/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →KeyCorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
KeyBank, the primary subsidiary of KeyCorp, is a regional bank headquartered in Cleveland.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?