Hartford Financial Services Group (HIG)vsNorthern Trust Corporation (NTRS)
HIG
Hartford Financial Services Group
$136.36
-0.32%
FINANCIAL SERVICES · Cap: $36.75B
NTRS
Northern Trust Corporation
$189.19
+1.07%
FINANCIAL SERVICES · Cap: $34.15B
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 223% more annual revenue ($29.32B vs $9.09B). NTRS leads profitability with a 24.7% profit margin vs 14.9%. HIG appears more attractively valued with a PEG of 0.12. NTRS earns a higher WallStSmart Score of 84/100 (A-).
HIG
Strong Buy79
out of 100
Grade: B+
NTRS
Exceptional Buy84
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 36.1% YoY
Strong operational efficiency at 42.5%
Revenue surging 36.4% year-over-year
Earnings expanding 98.6% YoY
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : NTRS
The strongest argument for NTRS centers on Operating Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 24.7% and operating margin at 42.5%. Revenue growth of 36.4% demonstrates continued momentum.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : NTRS
The primary concerns for NTRS are Debt/Equity, Piotroski F-Score, Free Cash Flow.
Key Dynamics to Monitor
HIG profiles as a value stock while NTRS is a growth play — different risk/reward profiles.
NTRS carries more volatility with a beta of 1.26 — expect wider price swings.
NTRS is growing revenue faster at 36.4% — sustainability is the question.
HIG generates stronger free cash flow (1.1B), providing more financial flexibility.
Bottom Line
NTRS scores higher overall (84/100 vs 79/100), backed by strong 24.7% margins and 36.4% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Northern Trust Corporation
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Northern Trust Corporation is a financial services company headquartered in Chicago, Illinois that caters to corporations, institutional investors, and ultra high net worth individuals.
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