American International Group Inc (AIG)vsNorthern Trust Corporation (NTRS)
AIG
American International Group Inc
$76.28
+1.26%
FINANCIAL SERVICES · Cap: $39.85B
NTRS
Northern Trust Corporation
$189.19
+1.07%
FINANCIAL SERVICES · Cap: $34.15B
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 194% more annual revenue ($26.74B vs $9.09B). NTRS leads profitability with a 24.7% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.57. NTRS earns a higher WallStSmart Score of 84/100 (A-).
AIG
Buy64
out of 100
Grade: C+
NTRS
Exceptional Buy84
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Strong operational efficiency at 42.5%
Revenue surging 36.4% year-over-year
Earnings expanding 98.6% YoY
Keeps 25 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.57 suggests the stock is reasonably priced for its growth.
Bull Case : NTRS
The strongest argument for NTRS centers on Operating Margin, Revenue Growth, EPS Growth. Profitability is solid with margins at 24.7% and operating margin at 42.5%. Revenue growth of 36.4% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : NTRS
The primary concerns for NTRS are Debt/Equity, Piotroski F-Score, Free Cash Flow.
Key Dynamics to Monitor
AIG profiles as a value stock while NTRS is a growth play — different risk/reward profiles.
NTRS carries more volatility with a beta of 1.26 — expect wider price swings.
NTRS is growing revenue faster at 36.4% — sustainability is the question.
AIG generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
NTRS scores higher overall (84/100 vs 64/100), backed by strong 24.7% margins and 36.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Northern Trust Corporation
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Northern Trust Corporation is a financial services company headquartered in Chicago, Illinois that caters to corporations, institutional investors, and ultra high net worth individuals.
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