Hartford Financial Services Group (HIG)vsSecurity National Financial (SNFCA)
HIG
Hartford Financial Services Group
$132.14
+3.78%
FINANCIAL SERVICES · Cap: $35.53B
SNFCA
Security National Financial
$9.64
+2.44%
FINANCIAL SERVICES · Cap: $252.05M
Smart Verdict
WallStSmart Research — data-driven comparison
Hartford Financial Services Group generates 8329% more annual revenue ($28.79B vs $341.58M). HIG leads profitability with a 14.1% profit margin vs 9.6%. SNFCA trades at a lower P/E of 7.6x. HIG earns a higher WallStSmart Score of 79/100 (B+).
HIG
Strong Buy79
out of 100
Grade: B+
SNFCA
Hold47
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 22 in profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 41.4% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Areas to Watch
Distress zone — elevated risk
Smaller company, higher risk/reward
Revenue declined 3.6%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HIG
The strongest argument for HIG centers on PEG Ratio, P/E Ratio, Return on Equity. PEG of 0.12 suggests the stock is reasonably priced for its growth.
Bull Case : SNFCA
The strongest argument for SNFCA centers on P/E Ratio, Price/Book, Debt/Equity.
Bear Case : HIG
The primary concerns for HIG are Altman Z-Score.
Bear Case : SNFCA
The primary concerns for SNFCA are Market Cap, Revenue Growth, Altman Z-Score.
Key Dynamics to Monitor
SNFCA carries more volatility with a beta of 0.70 — expect wider price swings.
HIG is growing revenue faster at 6.1% — sustainability is the question.
HIG generates stronger free cash flow (1.0B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HIG scores higher overall (79/100 vs 47/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hartford Financial Services Group
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
The Hartford Financial Services Group, Inc., usually known as The Hartford, is a United States-based investment and insurance company.
Visit Website →Security National Financial
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Security National Financial Corporation is engaged in the life, cemetery and mortuary, and mortgage insurance businesses. The company is headquartered in Draper, Utah.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
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