Home BancShares Inc (HOMB)vsItau Unibanco Banco Holding SA (ITUB)
HOMB
Home BancShares Inc
$26.25
-1.91%
FINANCIAL SERVICES · Cap: $5.29B
ITUB
Itau Unibanco Banco Holding SA
$8.37
+2.32%
FINANCIAL SERVICES · Cap: $90.15B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 12759% more annual revenue ($138.19B vs $1.07B). HOMB leads profitability with a 44.5% profit margin vs 33.3%. ITUB appears more attractively valued with a PEG of 1.35. ITUB earns a higher WallStSmart Score of 74/100 (B).
HOMB
Buy59
out of 100
Grade: C
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 45 of every $100 in revenue as profit
Strong operational efficiency at 57.3%
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Areas to Watch
2.4% revenue growth
3.5% earnings growth
Expensive relative to growth rate
Revenue declined 2.1%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : HOMB
The strongest argument for HOMB centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 44.5% and operating margin at 57.3%.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.35 suggests the stock is reasonably priced for its growth.
Bear Case : HOMB
The primary concerns for HOMB are Revenue Growth, EPS Growth, PEG Ratio.
Bear Case : ITUB
The primary concerns for ITUB are Revenue Growth, Free Cash Flow.
Key Dynamics to Monitor
HOMB profiles as a value stock while ITUB is a declining play — different risk/reward profiles.
HOMB carries more volatility with a beta of 0.69 — expect wider price swings.
HOMB is growing revenue faster at 2.4% — sustainability is the question.
HOMB generates stronger free cash flow (139M), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (74/100 vs 59/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Home BancShares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Home Bancshares, Inc. (Conway, AR) is the banking holding company of Centennial Bank offering commercial and retail banking and related financial services to real estate companies, developers and investors, individuals and municipalities. The company is headquartered in Conway, Arkansas.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
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