Home BancShares Inc (HOMB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Home BancShares Inc stock (HOMB) is currently trading at $26.62. Home BancShares Inc PE ratio is 11.04. Home BancShares Inc PS ratio (Price-to-Sales) is 4.89. Analyst consensus price target for HOMB is $33.25. WallStSmart rates HOMB as Moderate Buy.
- HOMB PE ratio analysis and historical PE chart
- HOMB PS ratio (Price-to-Sales) history and trend
- HOMB intrinsic value — DCF, Graham Number, EPV models
- HOMB stock price prediction 2025 2026 2027 2028 2029 2030
- HOMB fair value vs current price
- HOMB insider transactions and insider buying
- Is HOMB undervalued or overvalued?
- Home BancShares Inc financial analysis — revenue, earnings, cash flow
- HOMB Piotroski F-Score and Altman Z-Score
- HOMB analyst price target and Smart Rating
Home BancShares Inc
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HOMB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Home BancShares Inc (HOMB)
HOMB trades at a significant discount to its Graham intrinsic value of $94.66, offering a 69% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Home BancShares Inc (HOMB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, eps growth. Concerns around peg ratio. Overall metrics suggest strong investment potential with favorable risk/reward.
Home BancShares Inc (HOMB) Key Strengths (6)
Keeps $57 of every $100 in revenue after operating costs
Keeps $45 of every $100 in revenue as net profit
74.80% of shares held by major funds and institutions
Trading at 1.20x book value, attractively priced
Strong earnings growth at 20.30% per year
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Home BancShares Inc (HOMB) Areas to Watch (4)
Very expensive relative to growth, significant premium
Premium valuation at 4.9x annual revenue
Moderate profitability with room for improvement
Solid revenue growth at 10.80% per year
Home BancShares Inc (HOMB) Detailed Analysis Report
Overall Assessment
This company scores 69/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.8/10) while 4 fall into concern territory (avg 4.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Institutional Own.. Valuation metrics including Price/Book (1.20) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 56.90%, Profit Margin at 44.50%. Growth metrics are encouraging with EPS Growth at 20.30%.
The Bear Case
The primary concerns are PEG Ratio, Price/Sales, Return on Equity. Some valuation metrics including PEG Ratio (3.01), Price/Sales (4.89) suggest expensive pricing. Growth concerns include Revenue Growth at 10.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 11.50%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 11.50% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 10.80% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (PEG Ratio, Price/Sales). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HOMB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HOMB's Price-to-Sales ratio of 4.89x trades at a deep discount to its historical average of 16.59x (23th percentile). The current valuation is 90% below its historical high of 46.75x set in Dec 2006, and 70% above its historical low of 2.88x in Mar 2020. Over the past 12 months, the PS ratio has expanded from ~3.8x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Home BancShares Inc (HOMB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Home BancShares Inc is a mature, profitable business with steady cash generation. Revenue reached 1.1B with 11% growth year-over-year. Profit margins are strong at 44.5%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 44.5% and operating margin of 56.9% demonstrate strong pricing power and operational efficiency.
Generating 107M in free cash flow and 129M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 3.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Home BancShares Inc.
Bottom Line
Home BancShares Inc is a well-established business delivering consistent profitability with 44.5% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Home BancShares Inc(HOMB)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Home Bancshares, Inc. (Conway, AR) is the banking holding company of Centennial Bank offering commercial and retail banking and related financial services to real estate companies, developers and investors, individuals and municipalities. The company is headquartered in Conway, Arkansas.