HSBC Holdings PLC ADR (HSBC)vsRadian Group Inc (RDN)
HSBC
HSBC Holdings PLC ADR
$103.97
-1.26%
FINANCIAL SERVICES · Cap: $366.94B
RDN
Radian Group Inc
$35.62
-1.66%
FINANCIAL SERVICES · Cap: $4.81B
Smart Verdict
WallStSmart Research — data-driven comparison
HSBC Holdings PLC ADR generates 3988% more annual revenue ($67.43B vs $1.65B). HSBC leads profitability with a 37.8% profit margin vs 32.5%. RDN appears more attractively valued with a PEG of 0.76. RDN earns a higher WallStSmart Score of 78/100 (B+).
HSBC
Strong Buy69
out of 100
Grade: B-
RDN
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 58.8%
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 25.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 31.6%
Revenue surging 93.5% year-over-year
Safe zone — low bankruptcy risk
Areas to Watch
Trading at 8.3x book value
2.6% earnings growth
Distress zone — elevated risk
Earnings declined 16.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : HSBC
The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 37.8% and operating margin at 58.8%. Revenue growth of 25.4% demonstrates continued momentum.
Bull Case : RDN
The strongest argument for RDN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.5% and operating margin at 31.6%. Revenue growth of 93.5% demonstrates continued momentum.
Bear Case : HSBC
The primary concerns for HSBC are Price/Book, EPS Growth, Altman Z-Score.
Bear Case : RDN
The primary concerns for RDN are EPS Growth.
Key Dynamics to Monitor
RDN carries more volatility with a beta of 0.70 — expect wider price swings.
RDN is growing revenue faster at 93.5% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RDN scores higher overall (78/100 vs 69/100), backed by strong 32.5% margins and 93.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
HSBC Holdings PLC ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.
Radian Group Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.
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