Radian Group Inc (RDN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Radian Group Inc stock (RDN) is currently trading at $32.86. Radian Group Inc PE ratio is 7.48. Radian Group Inc PS ratio (Price-to-Sales) is 3.70. Analyst consensus price target for RDN is $39.67. WallStSmart rates RDN as Buy.
- RDN PE ratio analysis and historical PE chart
- RDN PS ratio (Price-to-Sales) history and trend
- RDN intrinsic value — DCF, Graham Number, EPV models
- RDN stock price prediction 2025 2026 2027 2028 2029 2030
- RDN fair value vs current price
- RDN insider transactions and insider buying
- Is RDN undervalued or overvalued?
- Radian Group Inc financial analysis — revenue, earnings, cash flow
- RDN Piotroski F-Score and Altman Z-Score
- RDN analyst price target and Smart Rating
Radian Group Inc
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RDN Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Radian Group Inc (RDN)
RDN trades at a significant discount to its Graham intrinsic value of $131.59, offering a 74% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Radian Group Inc (RDN) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, operating margin, price/book. Concerns around revenue growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Radian Group Inc (RDN) Key Strengths (6)
Growing significantly faster than its price suggests
Keeps $77 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $49 of every $100 in revenue as net profit
94.79% of shares held by major funds and institutions
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Radian Group Inc (RDN) Areas to Watch (4)
Revenue growing slowly at 2.70% annually
Moderate profitability with room for improvement
Revenue is fairly priced at 3.70x sales
Solid earnings growth at 14.70%
Radian Group Inc (RDN) Detailed Analysis Report
Overall Assessment
This company scores 76/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.5/10) while 4 fall into concern territory (avg 4.8/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on PEG Ratio, Operating Margin, Price/Book. Valuation metrics including PEG Ratio (0.76), Price/Book (0.94) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 76.70%, Profit Margin at 48.70%.
The Bear Case
The primary concerns are Revenue Growth, Return on Equity, Price/Sales. Some valuation metrics including Price/Sales (3.70) suggest expensive pricing. Growth concerns include Revenue Growth at 2.70%, EPS Growth at 14.70%, which may limit upside. Profitability pressure is visible in Return on Equity at 13.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 13.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 2.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of PEG Ratio and Operating Margin makes a compelling case at current levels. The key risk is Revenue Growth, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
RDN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
RDN's Price-to-Sales ratio of 3.70x trades 64% above its historical average of 2.25x (82th percentile), historically expensive. The current valuation is 44% below its historical high of 6.58x set in Apr 2006, and 2743% above its historical low of 0.13x in Apr 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Radian Group Inc (RDN) · FINANCIAL SERVICES › INSURANCE - SPECIALTY
The Big Picture
Radian Group Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 1.2B with 270% growth year-over-year. Profit margins are strong at 48.7%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 270% YoY, reaching 1.2B. This pace significantly outperforms most INSURANCE - SPECIALTY peers.
ROE of 1320.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Growth sustainability: can Radian Group Inc maintain 270%+ revenue growth, or will competition slow it down?
Dividend sustainability with a current yield of 310.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor INSURANCE - SPECIALTY industry trends, competitive moves, and regulatory changes that could impact Radian Group Inc.
Bottom Line
Radian Group Inc offers an attractive blend of growth (270% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Radian Group Inc(RDN)
NYSE
FINANCIAL SERVICES
INSURANCE - SPECIALTY
USA
Radian Group Inc. is engaged in the mortgage and real estate services business in the United States. The company is headquartered in Philadelphia, Pennsylvania.