Hilltop Holdings Inc (HTH)vsOrix Corp Ads (IX)
HTH
Hilltop Holdings Inc
$35.56
+0.62%
FINANCIAL SERVICES · Cap: $2.18B
IX
Orix Corp Ads
$30.47
+2.18%
FINANCIAL SERVICES · Cap: $32.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Orix Corp Ads generates 245420% more annual revenue ($3.13T vs $1.27B). IX leads profitability with a 15.0% profit margin vs 13.0%. HTH appears more attractively valued with a PEG of 0.61. IX earns a higher WallStSmart Score of 70/100 (B-).
HTH
Strong Buy69
out of 100
Grade: B-
IX
Strong Buy70
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+68.3%
Fair Value
$123.55
Current Price
$35.56
$87.99 discount
Margin of Safety
+70.8%
Fair Value
$122.62
Current Price
$30.47
$92.15 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Earnings expanding 25.7% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 36.6% YoY
Areas to Watch
4.9% revenue growth
ROE of 7.8% — below average capital efficiency
Negative free cash flow — burning cash
Elevated debt levels
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : HTH
The strongest argument for HTH centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bull Case : IX
The strongest argument for IX centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 12.5% demonstrates continued momentum.
Bear Case : HTH
The primary concerns for HTH are Revenue Growth, Return on Equity, Free Cash Flow.
Bear Case : IX
The primary concerns for IX are Debt/Equity, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
HTH carries more volatility with a beta of 0.92 — expect wider price swings.
IX is growing revenue faster at 12.5% — sustainability is the question.
Monitor FINANCIAL CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IX scores higher overall (70/100 vs 69/100) and 12.5% revenue growth. HTH offers better value entry with a 68.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Hilltop Holdings Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
Hilltop Holdings Inc. provides consumer and commercial banking and financial products and services. The company is headquartered in Dallas, Texas.
Visit Website →Orix Corp Ads
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
ORIX Corporation offers diversified financial services in Japan, America, Asia, Europe, Australasia, the Middle East, and internationally. The company is headquartered in Tokyo, Japan.
Visit Website →Compare with Other FINANCIAL CONGLOMERATES Stocks
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