WallStSmart

Orix Corp Ads (IX)vsLendingtree Inc (TREE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Orix Corp Ads generates 279966% more annual revenue ($3.13T vs $1.12B). IX leads profitability with a 15.0% profit margin vs 13.5%. IX appears more attractively valued with a PEG of 2.72. TREE earns a higher WallStSmart Score of 72/100 (B).

IX

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 6.5Value: 7.3Quality: 7.0
Piotroski: 3/9Altman Z: 1.03

TREE

Strong Buy

72

out of 100

Grade: B

Growth: 6.7Profit: 7.0Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IXUndervalued (+70.8%)

Margin of Safety

+70.8%

Fair Value

$122.62

Current Price

$30.47

$92.15 discount

UndervaluedFair: $122.62Overvalued
TREEUndervalued (+91.7%)

Margin of Safety

+91.7%

Fair Value

$504.50

Current Price

$42.49

$462.00 discount

UndervaluedFair: $504.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IX3 strengths · Avg: 9.3/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

EPS GrowthGrowth
36.6%8/10

Earnings expanding 36.6% YoY

TREE4 strengths · Avg: 9.0/10
P/E RatioValuation
4.0x10/10

Attractively priced relative to earnings

Return on EquityProfitability
76.5%10/10

Every $100 of equity generates 77 in profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
22.2%8/10

Revenue surging 22.2% year-over-year

Areas to Watch

IX4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.463/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.722/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

TREE2 concerns · Avg: 2.5/10
Market CapQuality
$591.64M3/10

Smaller company, higher risk/reward

PEG RatioValuation
3.552/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : IX

The strongest argument for IX centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 12.5% demonstrates continued momentum.

Bull Case : TREE

The strongest argument for TREE centers on P/E Ratio, Return on Equity, Price/Book. Revenue growth of 22.2% demonstrates continued momentum.

Bear Case : IX

The primary concerns for IX are Debt/Equity, Piotroski F-Score, PEG Ratio.

Bear Case : TREE

The primary concerns for TREE are Market Cap, PEG Ratio.

Key Dynamics to Monitor

IX profiles as a value stock while TREE is a growth play — different risk/reward profiles.

TREE carries more volatility with a beta of 2.30 — expect wider price swings.

TREE is growing revenue faster at 22.2% — sustainability is the question.

Monitor FINANCIAL CONGLOMERATES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TREE scores higher overall (72/100 vs 70/100) and 22.2% revenue growth. IX offers better value entry with a 70.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Orix Corp Ads

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

ORIX Corporation offers diversified financial services in Japan, America, Asia, Europe, Australasia, the Middle East, and internationally. The company is headquartered in Tokyo, Japan.

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Lendingtree Inc

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.

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