WallStSmart

Heartland Express Inc (HTLD)vsSchneider National Inc (SNDR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Schneider National Inc generates 604% more annual revenue ($5.67B vs $805.71M). SNDR leads profitability with a 1.8% profit margin vs -6.5%. HTLD appears more attractively valued with a PEG of 1.68. SNDR earns a higher WallStSmart Score of 43/100 (D).

HTLD

Hold

41

out of 100

Grade: D

Growth: 2.0Profit: 2.0Value: 6.7Quality: 5.0

SNDR

Hold

43

out of 100

Grade: D

Growth: 2.7Profit: 4.0Value: 4.7Quality: 6.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for HTLD.

SNDRSignificantly Overvalued (-641.1%)

Margin of Safety

-641.1%

Fair Value

$4.01

Current Price

$25.85

$21.84 premium

UndervaluedFair: $4.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTLD1 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

SNDR2 strengths · Avg: 9.5/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

Areas to Watch

HTLD4 concerns · Avg: 2.8/10
PEG RatioValuation
1.684/10

Expensive relative to growth rate

Market CapQuality
$747.44M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-6.7%2/10

ROE of -6.7% — below average capital efficiency

Revenue GrowthGrowth
-26.1%2/10

Revenue declined 26.1%

SNDR4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Return on EquityProfitability
3.5%3/10

ROE of 3.5% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : HTLD

The strongest argument for HTLD centers on Price/Book.

Bull Case : SNDR

The strongest argument for SNDR centers on Price/Book, Debt/Equity.

Bear Case : HTLD

The primary concerns for HTLD are PEG Ratio, Market Cap, Return on Equity.

Bear Case : SNDR

The primary concerns for SNDR are Revenue Growth, Return on Equity, Profit Margin. A P/E of 42.8x leaves little room for execution misses. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

HTLD profiles as a turnaround stock while SNDR is a value play — different risk/reward profiles.

HTLD carries more volatility with a beta of 1.11 — expect wider price swings.

SNDR is growing revenue faster at 4.5% — sustainability is the question.

SNDR generates stronger free cash flow (76M), providing more financial flexibility.

Bottom Line

SNDR scores higher overall (43/100 vs 41/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Heartland Express Inc

INDUSTRIALS · TRUCKING · USA

Heartland Express, Inc., is a short- to medium-haul truck freight carrier in the United States and Canada. The company is headquartered in North Liberty, Iowa.

Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

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