WallStSmart

H2O America (HTO)vsEssential Utilities Inc (WTRG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Essential Utilities Inc generates 209% more annual revenue ($2.47B vs $800.59M). WTRG leads profitability with a 24.9% profit margin vs 12.8%. HTO appears more attractively valued with a PEG of 2.49. WTRG earns a higher WallStSmart Score of 60/100 (C+).

HTO

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 7.3Quality: 5.0

WTRG

Buy

60

out of 100

Grade: C+

Growth: 4.7Profit: 7.5Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: 0.74
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HTOSignificantly Overvalued (-161.7%)

Margin of Safety

-161.7%

Fair Value

$19.86

Current Price

$56.72

$36.86 premium

UndervaluedFair: $19.86Overvalued
WTRGSignificantly Overvalued (-150.3%)

Margin of Safety

-150.3%

Fair Value

$14.96

Current Price

$39.65

$24.69 premium

UndervaluedFair: $14.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HTO1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

WTRG4 strengths · Avg: 8.8/10
Operating MarginProfitability
32.4%10/10

Strong operational efficiency at 32.4%

Profit MarginProfitability
24.9%9/10

Keeps 25 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

Areas to Watch

HTO4 concerns · Avg: 2.8/10
PEG RatioValuation
2.494/10

Expensive relative to growth rate

Return on EquityProfitability
7.1%3/10

ROE of 7.1% — below average capital efficiency

Revenue GrowthGrowth
-1.8%2/10

Revenue declined 1.8%

EPS GrowthGrowth
-34.4%2/10

Earnings declined 34.4%

WTRG4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.782/10

Expensive relative to growth rate

EPS GrowthGrowth
-30.0%2/10

Earnings declined 30.0%

Free Cash FlowQuality
$-240.78M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : HTO

The strongest argument for HTO centers on Price/Book.

Bull Case : WTRG

The strongest argument for WTRG centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 24.9% and operating margin at 32.4%. Revenue growth of 15.7% demonstrates continued momentum.

Bear Case : HTO

The primary concerns for HTO are PEG Ratio, Return on Equity, Revenue Growth.

Bear Case : WTRG

The primary concerns for WTRG are Piotroski F-Score, PEG Ratio, EPS Growth.

Key Dynamics to Monitor

HTO profiles as a declining stock while WTRG is a growth play — different risk/reward profiles.

WTRG carries more volatility with a beta of 0.80 — expect wider price swings.

WTRG is growing revenue faster at 15.7% — sustainability is the question.

HTO generates stronger free cash flow (-239M), providing more financial flexibility.

Bottom Line

WTRG scores higher overall (60/100 vs 49/100), backed by strong 24.9% margins and 15.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

H2O America

UTILITIES · UTILITIES - REGULATED WATER · USA

H2O America, provides water utility and other related services in the United States. The company is headquartered in San Jose, California.

Essential Utilities Inc

UTILITIES · UTILITIES - REGULATED WATER · USA

Essential Utilities, Inc. operates regulated utilities that provide water, wastewater, or natural gas services in the United States. The company is headquartered in Bryn Mawr, Pennsylvania.

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