WallStSmart

HubSpot Inc (HUBS)vsSAP SE ADR (SAP)

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Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1042% more annual revenue ($39.39B vs $3.45B). SAP leads profitability with a 20.4% profit margin vs 4.3%. HUBS appears more attractively valued with a PEG of 0.28. SAP earns a higher WallStSmart Score of 60/100 (C).

HUBS

Buy

56

out of 100

Grade: C

Growth: 9.3Profit: 4.5Value: 7.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.60

SAP

Buy

60

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HUBSUndervalued (+67.0%)

Margin of Safety

+67.0%

Fair Value

$633.89

Current Price

$248.97

$384.92 discount

UndervaluedFair: $633.89Overvalued
SAPSignificantly Overvalued (-25.6%)

Margin of Safety

-25.6%

Fair Value

$156.37

Current Price

$236.93

$80.56 premium

UndervaluedFair: $156.37Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HUBS4 strengths · Avg: 9.3/10
PEG RatioValuation
0.2810/10

Growing faster than its price suggests

EPS GrowthGrowth
968.0%10/10

Earnings expanding 968.0% YoY

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
19.8%8/10

19.8% revenue growth

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$272.16B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1010/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

Free Cash FlowQuality
$1.71B8/10

Generating 1.7B in free cash flow

Areas to Watch

HUBS4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.844/10

Expensive relative to growth rate

P/E RatioValuation
29.4x4/10

Moderate valuation

Price/BookValuation
74.3x2/10

Trading at 74.3x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : HUBS

The strongest argument for HUBS centers on PEG Ratio, EPS Growth, Debt/Equity. Revenue growth of 19.8% demonstrates continued momentum. PEG of 0.28 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 29.5%. Revenue growth of 13.2% demonstrates continued momentum.

Bear Case : HUBS

The primary concerns for HUBS are Altman Z-Score, Profit Margin, Operating Margin. A P/E of 85.3x leaves little room for execution misses. Thin 4.3% margins leave little buffer for downturns.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

HUBS profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

HUBS carries more volatility with a beta of 1.24 — expect wider price swings.

HUBS is growing revenue faster at 19.8% — sustainability is the question.

SAP generates stronger free cash flow (1.7B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (60/100 vs 56/100), backed by strong 20.4% margins and 13.2% revenue growth. HUBS offers better value entry with a 67.0% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HubSpot Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

HubSpot, Inc. provides a cloud-based customer relationship management (CRM) platform for companies in the Americas, Europe, and Asia Pacific. The company is headquartered in Cambridge, Massachusetts.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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