Humana Inc (HUM)vsOccidental Petroleum Corporation (OXY)
HUM
Humana Inc
$246.33
+2.84%
HEALTHCARE · Cap: $28.05B
OXY
Occidental Petroleum Corporation
$55.12
-7.11%
ENERGY · Cap: $58.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Humana Inc generates 535% more annual revenue ($137.20B vs $21.59B). OXY leads profitability with a 10.8% profit margin vs 0.8%. OXY appears more attractively valued with a PEG of 1.29. OXY earns a higher WallStSmart Score of 59/100 (C).
HUM
Buy59
out of 100
Grade: C
OXY
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+81.0%
Fair Value
$1141.73
Current Price
$246.33
$895.40 discount
Margin of Safety
+30.3%
Fair Value
$67.81
Current Price
$55.12
$12.69 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Reasonable price relative to book value
Revenue surging 23.5% year-over-year
Generating 1.1B in free cash flow
Revenue surging 148.9% year-over-year
Large-cap with strong market position
Reasonable price relative to book value
Generating 1.9B in free cash flow
Areas to Watch
ROE of 6.3% — below average capital efficiency
0.8% margin — thin
Operating margin of 4.7%
Earnings declined 4.6%
ROE of 5.9% — below average capital efficiency
Weak financial health signals
Premium valuation, high expectations priced in
Earnings declined 33.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : HUM
The strongest argument for HUM centers on Altman Z-Score, Price/Book, Revenue Growth. Revenue growth of 23.5% demonstrates continued momentum. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bull Case : OXY
The strongest argument for OXY centers on Revenue Growth, Market Cap, Price/Book. Revenue growth of 148.9% demonstrates continued momentum. PEG of 1.29 suggests the stock is reasonably priced for its growth.
Bear Case : HUM
The primary concerns for HUM are Return on Equity, Profit Margin, Operating Margin. Thin 0.8% margins leave little buffer for downturns.
Bear Case : OXY
The primary concerns for OXY are Return on Equity, Piotroski F-Score, P/E Ratio. A P/E of 43.5x leaves little room for execution misses.
Key Dynamics to Monitor
HUM carries more volatility with a beta of 0.45 — expect wider price swings.
OXY is growing revenue faster at 148.9% — sustainability is the question.
OXY generates stronger free cash flow (1.9B), providing more financial flexibility.
Monitor HEALTHCARE PLANS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HUM scores higher overall (59/100 vs 59/100) and 23.5% revenue growth. OXY offers better value entry with a 30.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Humana Inc
HEALTHCARE · HEALTHCARE PLANS · USA
Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky.
Visit Website →Occidental Petroleum Corporation
ENERGY · OIL & GAS E&P · USA
Occidental Petroleum Corporation is an American company engaged in hydrocarbon exploration in the United States, the Middle East, and Colombia as well as petrochemical manufacturing in the United States, Canada, and Chile.
Compare with Other HEALTHCARE PLANS Stocks
Want to dig deeper into these stocks?