WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsJumia Technologies AG (JMIA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 302% more annual revenue ($759.00M vs $188.93M). HVT-A leads profitability with a 2.6% profit margin vs -32.6%. HVT-A earns a higher WallStSmart Score of 48/100 (D+).

HVT-A

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 5.0

JMIA

Avoid

26

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+84.8%)

Margin of Safety

+84.8%

Fair Value

$191.71

Current Price

$22.77

$168.94 discount

UndervaluedFair: $191.71Overvalued

Intrinsic value data unavailable for JMIA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

JMIA1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
34.4%10/10

Revenue surging 34.4% year-over-year

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
EPS GrowthGrowth
3.8%4/10

3.8% earnings growth

Market CapQuality
$385.87M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.4%3/10

ROE of 6.4% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

JMIA4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$935.09M3/10

Smaller company, higher risk/reward

Price/BookValuation
34.0x2/10

Trading at 34.0x book value

Return on EquityProfitability
-109.9%2/10

ROE of -109.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bull Case : JMIA

The strongest argument for JMIA centers on Revenue Growth. Revenue growth of 34.4% demonstrates continued momentum.

Bear Case : HVT-A

The primary concerns for HVT-A are EPS Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : JMIA

The primary concerns for JMIA are EPS Growth, Market Cap, Price/Book.

Key Dynamics to Monitor

HVT-A profiles as a value stock while JMIA is a hypergrowth play — different risk/reward profiles.

JMIA carries more volatility with a beta of 2.54 — expect wider price swings.

JMIA is growing revenue faster at 34.4% — sustainability is the question.

HVT-A generates stronger free cash flow (3M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (48/100 vs 26/100). Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Jumia Technologies AG

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Jumia Technologies AG operates an e-commerce platform in Africa, Portugal, Germany and the United Arab Emirates. The company is headquartered in Berlin, Germany.

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