WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsKarat Packaging Inc (KRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 58% more annual revenue ($780.39M vs $493.38M). KRT leads profitability with a 10.2% profit margin vs 2.9%. KRT trades at a lower P/E of 19.0x. HVT-A earns a higher WallStSmart Score of 57/100 (C).

HVT-A

Buy

57

out of 100

Grade: C

Growth: 6.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

KRT

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 7.0Value: 4.3Quality: 7.5
Piotroski: 3/9Altman Z: 3.54
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+62.4%)

Margin of Safety

+62.4%

Fair Value

$77.52

Current Price

$28.61

$48.91 discount

UndervaluedFair: $77.52Overvalued
KRTSignificantly Overvalued (-25.7%)

Margin of Safety

-25.7%

Fair Value

$20.79

Current Price

$46.94

$26.15 premium

UndervaluedFair: $20.79Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A2 strengths · Avg: 9.0/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

KRT3 strengths · Avg: 10.0/10
Return on EquityProfitability
30.2%10/10

Every $100 of equity generates 30 in profit

EPS GrowthGrowth
170.4%10/10

Earnings expanding 170.4% YoY

Altman Z-ScoreHealth
3.5410/10

Safe zone — low bankruptcy risk

Areas to Watch

HVT-A4 concerns · Avg: 3.0/10
Market CapQuality
$482.38M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

KRT2 concerns · Avg: 3.0/10
Market CapQuality
$937.99M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on EPS Growth, Price/Book. PEG of 1.37 suggests the stock is reasonably priced for its growth.

Bull Case : KRT

The strongest argument for KRT centers on Return on Equity, EPS Growth, Altman Z-Score.

Bear Case : HVT-A

The primary concerns for HVT-A are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : KRT

The primary concerns for KRT are Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

HVT-A carries more volatility with a beta of 1.18 — expect wider price swings.

KRT is growing revenue faster at 9.9% — sustainability is the question.

KRT generates stronger free cash flow (32M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT-A scores higher overall (57/100 vs 53/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Karat Packaging Inc

CONSUMER CYCLICAL · PACKAGING & CONTAINERS · USA

Karat Packaging Inc. manufactures and distributes single-use disposable products in plastic, paper, biopolymers, and other compostable forms that are primarily used in restaurants and food service areas. The company is headquartered in Chino, California.

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