WallStSmart

Haverty Furniture Companies Inc (HVT)vsKarat Packaging Inc (KRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Haverty Furniture Companies Inc generates 59% more annual revenue ($766.48M vs $481.07M). KRT leads profitability with a 6.6% profit margin vs 2.6%. KRT trades at a lower P/E of 18.0x. HVT earns a higher WallStSmart Score of 56/100 (C).

HVT

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

KRT

Hold

48

out of 100

Grade: D+

Growth: 5.3Profit: 6.5Value: 4.3Quality: 7.0
Piotroski: 3/9Altman Z: 3.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$16.66

Current Price

$22.84

$6.18 premium

UndervaluedFair: $16.66Overvalued
KRTSignificantly Overvalued (-32.8%)

Margin of Safety

-32.8%

Fair Value

$19.68

Current Price

$28.45

$8.77 premium

UndervaluedFair: $19.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

KRT2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.4810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
21.6%9/10

Every $100 of equity generates 22 in profit

Areas to Watch

HVT4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$364.24M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

KRT3 concerns · Avg: 3.0/10
Market CapQuality
$567.97M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : KRT

The strongest argument for KRT centers on Altman Z-Score, Return on Equity. Revenue growth of 12.9% demonstrates continued momentum.

Bear Case : HVT

The primary concerns for HVT are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : KRT

The primary concerns for KRT are Market Cap, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

HVT carries more volatility with a beta of 1.17 — expect wider price swings.

KRT is growing revenue faster at 12.9% — sustainability is the question.

KRT generates stronger free cash flow (6M), providing more financial flexibility.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HVT scores higher overall (56/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Karat Packaging Inc

CONSUMER CYCLICAL · PACKAGING & CONTAINERS · USA

Karat Packaging Inc. manufactures and distributes single-use disposable products in plastic, paper, biopolymers, and other compostable forms that are primarily used in restaurants and food service areas. The company is headquartered in Chino, California.

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