WallStSmart

Haverty Furniture Companies Inc (HVT-A)vsPolaris Industries Inc (PII)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Polaris Industries Inc generates 859% more annual revenue ($7.35B vs $766.48M). HVT-A leads profitability with a 2.6% profit margin vs -6.1%. HVT-A appears more attractively valued with a PEG of 1.16. HVT-A earns a higher WallStSmart Score of 50/100 (D+).

HVT-A

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 4.0Value: 7.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

PII

Avoid

34

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 5.7Quality: 3.5
Piotroski: 3/9Altman Z: 1.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVT-AUndervalued (+58.2%)

Margin of Safety

+58.2%

Fair Value

$69.69

Current Price

$24.01

$45.68 discount

UndervaluedFair: $69.69Overvalued
PIIUndervalued (+55.5%)

Margin of Safety

+55.5%

Fair Value

$150.03

Current Price

$66.06

$83.97 discount

UndervaluedFair: $150.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT-A1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

PII0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

HVT-A4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Market CapQuality
$386.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

PII4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.342/10

Expensive relative to growth rate

Return on EquityProfitability
-59.5%2/10

ROE of -59.5% — below average capital efficiency

EPS GrowthGrowth
-89.6%2/10

Earnings declined 89.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT-A

The strongest argument for HVT-A centers on Price/Book. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : PII

PII has a balanced fundamental profile.

Bear Case : HVT-A

The primary concerns for HVT-A are Revenue Growth, Market Cap, Return on Equity. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PII

The primary concerns for PII are Piotroski F-Score, PEG Ratio, Return on Equity. Debt-to-equity of 2.94 is elevated, increasing financial risk.

Key Dynamics to Monitor

HVT-A profiles as a value stock while PII is a turnaround play — different risk/reward profiles.

PII carries more volatility with a beta of 1.26 — expect wider price swings.

PII is growing revenue faster at 7.5% — sustainability is the question.

HVT-A generates stronger free cash flow (-10M), providing more financial flexibility.

Bottom Line

HVT-A scores higher overall (50/100 vs 34/100). PII offers better value entry with a 55.5% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Polaris Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Polaris Inc. designs, designs, manufactures and markets motor sports vehicles worldwide. The company is headquartered in Medina, Minnesota.

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