WallStSmart

Haverty Furniture Companies Inc (HVT)vsPolaris Industries Inc (PII)

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Smart Verdict

WallStSmart Research — data-driven comparison

Polaris Industries Inc generates 863% more annual revenue ($7.52B vs $780.39M). HVT leads profitability with a 2.9% profit margin vs -3.5%. HVT appears more attractively valued with a PEG of 0.76. HVT earns a higher WallStSmart Score of 64/100 (C+).

HVT

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 5.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

PII

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 5.7Quality: 3.5
Piotroski: 3/9Altman Z: 1.17
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-46.9%)

Margin of Safety

-46.9%

Fair Value

$17.93

Current Price

$28.33

$10.40 premium

UndervaluedFair: $17.93Overvalued
PIIUndervalued (+54.9%)

Margin of Safety

+54.9%

Fair Value

$148.10

Current Price

$58.64

$89.46 discount

UndervaluedFair: $148.10Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT3 strengths · Avg: 8.7/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

PII0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$465.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.0%3/10

ROE of 4.0% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

PII4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.342/10

Expensive relative to growth rate

Return on EquityProfitability
-59.5%2/10

ROE of -59.5% — below average capital efficiency

EPS GrowthGrowth
-89.6%2/10

Earnings declined 89.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : PII

PII has a balanced fundamental profile.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : PII

The primary concerns for PII are Piotroski F-Score, PEG Ratio, Return on Equity. Debt-to-equity of 2.33 is elevated, increasing financial risk.

Key Dynamics to Monitor

HVT profiles as a value stock while PII is a turnaround play — different risk/reward profiles.

PII carries more volatility with a beta of 1.34 — expect wider price swings.

PII is growing revenue faster at 8.8% — sustainability is the question.

PII generates stronger free cash flow (186M), providing more financial flexibility.

Bottom Line

HVT scores higher overall (64/100 vs 38/100). PII offers better value entry with a 54.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

Polaris Industries Inc

CONSUMER CYCLICAL · RECREATIONAL VEHICLES · USA

Polaris Inc. designs, designs, manufactures and markets motor sports vehicles worldwide. The company is headquartered in Medina, Minnesota.

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