WallStSmart

Haverty Furniture Companies Inc (HVT)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 1538% more annual revenue ($12.78B vs $780.39M). VFC leads profitability with a 5.5% profit margin vs 2.9%. VFC appears more attractively valued with a PEG of 0.36. VFC earns a higher WallStSmart Score of 63/100 (C+).

HVT

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 4.0Value: 4.7Quality: 6.5
Piotroski: 4/9Altman Z: 2.96

VFC

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 5.0Value: 8.7Quality: 4.0
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

HVTSignificantly Overvalued (-48.9%)

Margin of Safety

-48.9%

Fair Value

$17.68

Current Price

$29.09

$11.41 premium

UndervaluedFair: $17.68Overvalued
VFCUndervalued (+76.9%)

Margin of Safety

+76.9%

Fair Value

$90.19

Current Price

$14.90

$75.29 discount

UndervaluedFair: $90.19Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HVT2 strengths · Avg: 9.0/10
EPS GrowthGrowth
100.0%10/10

Earnings expanding 100.0% YoY

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

VFC3 strengths · Avg: 9.3/10
PEG RatioValuation
0.3610/10

Growing faster than its price suggests

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

HVT4 concerns · Avg: 3.0/10
Market CapQuality
$453.62M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

VFC4 concerns · Avg: 2.0/10
Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Revenue GrowthGrowth
-5.2%2/10

Revenue declined 5.2%

Altman Z-ScoreHealth
1.462/10

Distress zone — elevated risk

Operating MarginProfitability
-5.5%1/10

Operating margin of -5.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : HVT

The strongest argument for HVT centers on EPS Growth, Price/Book. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.36 suggests the stock is reasonably priced for its growth.

Bear Case : HVT

The primary concerns for HVT are Market Cap, Return on Equity, Profit Margin. Thin 2.9% margins leave little buffer for downturns.

Bear Case : VFC

The primary concerns for VFC are Profit Margin, Revenue Growth, Altman Z-Score. Debt-to-equity of 2.81 is elevated, increasing financial risk.

Key Dynamics to Monitor

HVT carries more volatility with a beta of 1.18 — expect wider price swings.

HVT is growing revenue faster at 7.7% — sustainability is the question.

Monitor HOME IMPROVEMENT RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VFC scores higher overall (63/100 vs 62/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Haverty Furniture Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Haverty Furniture Companies, Inc. is a specialty retailer of residential furniture and accessories in the United States. The company is headquartered in Atlanta, Georgia.

VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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