ICICI Bank Limited (IBN)vsPeapack-Gladstone Financial (PGC)
IBN
ICICI Bank Limited
$29.25
-0.48%
FINANCIAL SERVICES · Cap: $103.54B
PGC
Peapack-Gladstone Financial
$45.80
-0.52%
FINANCIAL SERVICES · Cap: $822.22M
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 705633% more annual revenue ($2.04T vs $288.68M). IBN leads profitability with a 27.5% profit margin vs 18.0%. IBN appears more attractively valued with a PEG of 0.53. IBN earns a higher WallStSmart Score of 79/100 (B+).
IBN
Strong Buy79
out of 100
Grade: B+
PGC
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 38.5%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 30.5%
Earnings expanding 91.2% YoY
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 7.3% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 38.5%. Revenue growth of 11.4% demonstrates continued momentum.
Bull Case : PGC
The strongest argument for PGC centers on Price/Book, Operating Margin, EPS Growth. Profitability is solid with margins at 18.0% and operating margin at 30.5%. Revenue growth of 23.4% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Piotroski F-Score, Altman Z-Score.
Bear Case : PGC
The primary concerns for PGC are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
IBN profiles as a mature stock while PGC is a growth play — different risk/reward profiles.
PGC carries more volatility with a beta of 0.70 — expect wider price swings.
PGC is growing revenue faster at 23.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
IBN scores higher overall (79/100 vs 78/100), backed by strong 27.5% margins and 11.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →Peapack-Gladstone Financial
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Peapack-Gladstone Financial Corporation is the banking holding company for Peapack-Gladstone Bank providing private banking and wealth management services in the United States. The company is headquartered in Bedminster, New Jersey.
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