WallStSmart

Installed Building Products Inc (IBP)vsLowe's Companies Inc (LOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lowe's Companies Inc generates 2951% more annual revenue ($90.43B vs $2.96B). IBP leads profitability with a 8.5% profit margin vs 7.3%. IBP appears more attractively valued with a PEG of 1.20. IBP earns a higher WallStSmart Score of 51/100 (C-).

IBP

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.7Quality: 7.5
Piotroski: 6/9Altman Z: 3.48

LOW

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 5.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.97
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for IBP.

LOWSignificantly Overvalued (-36.2%)

Margin of Safety

-36.2%

Fair Value

$144.51

Current Price

$196.82

$52.31 premium

UndervaluedFair: $144.51Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IBP2 strengths · Avg: 10.0/10
Return on EquityProfitability
38.2%10/10

Every $100 of equity generates 38 in profit

Altman Z-ScoreHealth
3.4810/10

Safe zone — low bankruptcy risk

LOW4 strengths · Avg: 8.8/10
Debt/EquityHealth
-5.6510/10

Conservative balance sheet, low leverage

Market CapQuality
$110.43B9/10

Large-cap with strong market position

P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$3.12B8/10

Generating 3.1B in free cash flow

Areas to Watch

IBP4 concerns · Avg: 3.3/10
Price/BookValuation
8.4x4/10

Trading at 8.4x book value

Revenue GrowthGrowth
2.3%4/10

2.3% revenue growth

Debt/EquityHealth
1.883/10

Elevated debt levels

EPS GrowthGrowth
-3.6%2/10

Earnings declined 3.6%

LOW4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.974/10

Grey zone — moderate risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
7.3%3/10

7.3% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : IBP

The strongest argument for IBP centers on Return on Equity, Altman Z-Score. PEG of 1.20 suggests the stock is reasonably priced for its growth.

Bull Case : LOW

The strongest argument for LOW centers on Debt/Equity, Market Cap, P/E Ratio. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : IBP

The primary concerns for IBP are Price/Book, Revenue Growth, Debt/Equity. Debt-to-equity of 1.88 is elevated, increasing financial risk.

Bear Case : LOW

The primary concerns for LOW are EPS Growth, Altman Z-Score, Return on Equity.

Key Dynamics to Monitor

IBP carries more volatility with a beta of 1.72 — expect wider price swings.

LOW is growing revenue faster at 8.3% — sustainability is the question.

LOW generates stronger free cash flow (3.1B), providing more financial flexibility.

Monitor RESIDENTIAL CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IBP scores higher overall (51/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Installed Building Products Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Installed Building Products, Inc. is engaged in the installation of insulation, waterproofing, fire protection, fire protection, garage doors, rain gutters, window blinds, shower doors, closet shelving and mirrors and other products in the Continental United States. The company is headquartered in Columbus, Ohio.

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Lowe's Companies Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

Lowe's Companies, Inc. is an American retail company specializing in home improvement. Headquartered in Mooresville, North Carolina, the company operates a chain of retail stores in the United States and Canada.

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