WallStSmart

IDT Corporation (IDT)vsSpotify Technology SA (SPOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Spotify Technology SA generates 1274% more annual revenue ($17.53B vs $1.28B). SPOT leads profitability with a 15.4% profit margin vs 6.4%. IDT appears more attractively valued with a PEG of 1.42. SPOT earns a higher WallStSmart Score of 64/100 (C+).

IDT

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 6.5Value: 6.3Quality: 8.0
Piotroski: 5/9Altman Z: 3.98

SPOT

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 8.5Value: 3.3Quality: 8.0
Piotroski: 4/9Altman Z: 2.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for IDT.

SPOTSignificantly Overvalued (-64.9%)

Margin of Safety

-64.9%

Fair Value

$295.49

Current Price

$441.21

$145.72 premium

UndervaluedFair: $295.49Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IDT4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
24.1%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

SPOT4 strengths · Avg: 9.8/10
Return on EquityProfitability
33.8%10/10

Every $100 of equity generates 34 in profit

EPS GrowthGrowth
222.4%10/10

Earnings expanding 222.4% YoY

Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Market CapQuality
$93.66B9/10

Large-cap with strong market position

Areas to Watch

IDT4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

EPS GrowthGrowth
1.0%4/10

1.0% earnings growth

Market CapQuality
$1.43B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.4%3/10

6.4% margin — thin

SPOT3 concerns · Avg: 4.0/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

P/E RatioValuation
30.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
9.2x4/10

Trading at 9.2x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : IDT

The strongest argument for IDT centers on Debt/Equity, Altman Z-Score, Return on Equity. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bull Case : SPOT

The strongest argument for SPOT centers on Return on Equity, EPS Growth, Debt/Equity. Profitability is solid with margins at 15.4% and operating margin at 15.8%.

Bear Case : IDT

The primary concerns for IDT are Revenue Growth, EPS Growth, Market Cap.

Bear Case : SPOT

The primary concerns for SPOT are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

IDT profiles as a value stock while SPOT is a mature play — different risk/reward profiles.

SPOT carries more volatility with a beta of 1.55 — expect wider price swings.

SPOT is growing revenue faster at 8.2% — sustainability is the question.

SPOT generates stronger free cash flow (845M), providing more financial flexibility.

Bottom Line

SPOT scores higher overall (64/100 vs 53/100), backed by strong 15.4% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

IDT Corporation

COMMUNICATION SERVICES · TELECOM SERVICES · USA

IDT Corporation operates in the communications and payments industries in the United States and internationally. The company is headquartered in Newark, New Jersey.

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Spotify Technology SA

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Spotify Technology SA, provides audio streaming services worldwide. The company is headquartered in Luxembourg, Luxembourg.

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