WallStSmart

IDT Corporation (IDT)vsSpotify Technology SA (SPOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Spotify Technology SA generates 1262% more annual revenue ($17.19B vs $1.26B). SPOT leads profitability with a 12.9% profit margin vs 6.5%. IDT appears more attractively valued with a PEG of 1.42. SPOT earns a higher WallStSmart Score of 60/100 (C+).

IDT

Buy

55

out of 100

Grade: C-

Growth: 4.0Profit: 7.0Value: 5.3Quality: 8.0
Piotroski: 5/9Altman Z: 3.98

SPOT

Buy

60

out of 100

Grade: C+

Growth: 8.0Profit: 8.0Value: 3.3Quality: 7.5
Piotroski: 4/9Altman Z: 2.66
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

IDTSignificantly Overvalued (-79.0%)

Margin of Safety

-79.0%

Fair Value

$27.00

Current Price

$50.15

$23.15 premium

UndervaluedFair: $27.00Overvalued
SPOTSignificantly Overvalued (-47.4%)

Margin of Safety

-47.4%

Fair Value

$330.58

Current Price

$443.57

$112.99 premium

UndervaluedFair: $330.58Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IDT4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.9810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.3%9/10

Every $100 of equity generates 26 in profit

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

SPOT4 strengths · Avg: 9.5/10
Return on EquityProfitability
31.9%10/10

Every $100 of equity generates 32 in profit

EPS GrowthGrowth
213.9%10/10

Earnings expanding 213.9% YoY

Market CapQuality
$106.65B9/10

Large-cap with strong market position

Debt/EquityHealth
0.289/10

Conservative balance sheet, low leverage

Areas to Watch

IDT3 concerns · Avg: 3.3/10
EPS GrowthGrowth
4.5%4/10

4.5% earnings growth

Market CapQuality
$1.27B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.5%3/10

6.5% margin — thin

SPOT3 concerns · Avg: 3.3/10
PEG RatioValuation
2.174/10

Expensive relative to growth rate

Price/BookValuation
9.3x4/10

Trading at 9.3x book value

P/E RatioValuation
42.2x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : IDT

The strongest argument for IDT centers on Debt/Equity, Altman Z-Score, Return on Equity. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bull Case : SPOT

The strongest argument for SPOT centers on Return on Equity, EPS Growth, Market Cap.

Bear Case : IDT

The primary concerns for IDT are EPS Growth, Market Cap, Profit Margin.

Bear Case : SPOT

The primary concerns for SPOT are PEG Ratio, Price/Book, P/E Ratio. A P/E of 42.2x leaves little room for execution misses.

Key Dynamics to Monitor

SPOT carries more volatility with a beta of 1.70 — expect wider price swings.

SPOT is growing revenue faster at 6.8% — sustainability is the question.

SPOT generates stronger free cash flow (834M), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SPOT scores higher overall (60/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

IDT Corporation

COMMUNICATION SERVICES · TELECOM SERVICES · USA

IDT Corporation operates in the communications and payments industries in the United States and internationally. The company is headquartered in Newark, New Jersey.

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Spotify Technology SA

COMMUNICATION SERVICES · INTERNET CONTENT & INFORMATION · USA

Spotify Technology SA, provides audio streaming services worldwide. The company is headquartered in Luxembourg, Luxembourg.

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