WallStSmart

International Money Express Inc (IMXI)vsPalo Alto Networks Inc (PANW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palo Alto Networks Inc generates 1700% more annual revenue ($10.61B vs $589.28M). PANW leads profitability with a 8.0% profit margin vs 4.3%. IMXI appears more attractively valued with a PEG of 2.28. PANW earns a higher WallStSmart Score of 47/100 (D+).

IMXI

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.0Value: 5.7Quality: 6.5
Piotroski: 3/9Altman Z: 3.10

PANW

Hold

47

out of 100

Grade: D+

Growth: 9.3Profit: 3.5Value: 4.7Quality: 4.5
Piotroski: 1/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for IMXI.

PANWUndervalued (+40.6%)

Margin of Safety

+40.6%

Fair Value

$471.49

Current Price

$272.05

$199.44 discount

UndervaluedFair: $471.49Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

IMXI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

PANW4 strengths · Avg: 10.0/10
Market CapQuality
$231.90B10/10

Mega-cap, among the largest globally

Revenue GrowthGrowth
31.1%10/10

Revenue surging 31.1% year-over-year

EPS GrowthGrowth
60.5%10/10

Earnings expanding 60.5% YoY

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Areas to Watch

IMXI4 concerns · Avg: 3.3/10
PEG RatioValuation
2.284/10

Expensive relative to growth rate

Market CapQuality
$430.95M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.3%3/10

4.3% margin — thin

Debt/EquityHealth
1.613/10

Elevated debt levels

PANW4 concerns · Avg: 2.8/10
Return on EquityProfitability
3.0%3/10

ROE of 3.0% — below average capital efficiency

Profit MarginProfitability
8.0%3/10

8.0% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
4.562/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : IMXI

The strongest argument for IMXI centers on Altman Z-Score, P/E Ratio, Price/Book.

Bull Case : PANW

The strongest argument for PANW centers on Market Cap, Revenue Growth, EPS Growth. Revenue growth of 31.1% demonstrates continued momentum.

Bear Case : IMXI

The primary concerns for IMXI are PEG Ratio, Market Cap, Profit Margin. Debt-to-equity of 1.61 is elevated, increasing financial risk. Thin 4.3% margins leave little buffer for downturns.

Bear Case : PANW

The primary concerns for PANW are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 247.4x leaves little room for execution misses.

Key Dynamics to Monitor

IMXI profiles as a value stock while PANW is a hypergrowth play — different risk/reward profiles.

PANW carries more volatility with a beta of 0.94 — expect wider price swings.

PANW is growing revenue faster at 31.1% — sustainability is the question.

PANW generates stronger free cash flow (788M), providing more financial flexibility.

Bottom Line

PANW scores higher overall (47/100 vs 44/100) and 31.1% revenue growth. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

International Money Express Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

International Money Express, Inc., through its subsidiary, is a money transfer service company in the United States, Latin America, Mexico, Africa, Central America, South America, and the Caribbean. The company is headquartered in Miami, Florida.

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Palo Alto Networks Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palo Alto Networks, Inc. provides cybersecurity platform solutions globally. The company is headquartered in Santa Clara, California.

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