International Money Express Inc (IMXI) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
International Money Express Inc stock (IMXI) is currently trading at $15.89. International Money Express Inc PE ratio is 14.60. International Money Express Inc PS ratio (Price-to-Sales) is 0.78. Analyst consensus price target for IMXI is $16.00. WallStSmart rates IMXI as Underperform.
- IMXI PE ratio analysis and historical PE chart
- IMXI PS ratio (Price-to-Sales) history and trend
- IMXI intrinsic value — DCF, Graham Number, EPV models
- IMXI stock price prediction 2025 2026 2027 2028 2029 2030
- IMXI fair value vs current price
- IMXI insider transactions and insider buying
- Is IMXI undervalued or overvalued?
- International Money Express Inc financial analysis — revenue, earnings, cash flow
- IMXI Piotroski F-Score and Altman Z-Score
- IMXI analyst price target and Smart Rating
International Money Express Inc
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IMXI Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · International Money Express Inc (IMXI)
IMXI trades 112% above its Graham fair value of $7.34, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
International Money Express Inc (IMXI) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in return on equity, price/sales, institutional own.. Concerns around revenue growth and eps growth. Fundamentals are solid but monitor weak areas for improvement.
International Money Express Inc (IMXI) Key Strengths (3)
Paying less than $1 for every $1 of annual revenue
87.76% of shares held by major funds and institutions
Every $100 of equity generates $22 in profit
Supporting Valuation Data
International Money Express Inc (IMXI) Areas to Watch (7)
Revenue declining -10.50%, a shrinking business
Earnings declining -41.10%, profits shrinking
Paying a premium for growth, expensive relative to earnings expansion
Thin operating margins with cost pressures present
Thin profit margins with limited profitability
Small-cap company with higher risk but more growth potential
Fairly priced relative to book value
International Money Express Inc (IMXI) Detailed Analysis Report
Overall Assessment
This company scores 52/100 in our Smart Analysis, earning a C- grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.7/10) while 7 fall into concern territory (avg 3.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Institutional Own., Return on Equity. Valuation metrics including Price/Sales (0.78) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 22.10%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, PEG Ratio. Some valuation metrics including PEG Ratio (2.74), Price/Book (2.95) suggest expensive pricing. Growth concerns include Revenue Growth at -10.50%, EPS Growth at -41.10%, which may limit upside. Profitability pressure is visible in Operating Margin at 12.40%, Profit Margin at 5.38%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 22.10% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at -10.50% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Institutional Own.) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
IMXI Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
IMXI's Price-to-Sales ratio of 0.78x sits near its historical average of 0.77x (86th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 0% below its historical high of 0.78x set in Mar 2026, and 4% above its historical low of 0.75x in Feb 2026.
Compare IMXI with Competitors
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Data-driven financial summary for International Money Express Inc (IMXI) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
International Money Express Inc operates as a stable business with moderate growth and solid fundamentals. Revenue reached 608M with 11% decline year-over-year. Profit margins are thin at 5.4%, typical for companies in this phase that are reinvesting heavily in growth.
Key Findings
ROE of 2210.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Revenue contracted 11% YoY. Worth determining whether this is cyclical or structural.
Free cash flow is -35M, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Margin expansion: can International Money Express Inc push profit margins above 15% as the business scales?
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact International Money Express Inc.
Bottom Line
International Money Express Inc offers stability with moderate growth and solid fundamentals. The valuation may present an opportunity for patient investors, though limited growth means returns will likely come from dividends and modest capital appreciation rather than explosive gains.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About International Money Express Inc(IMXI)
NASDAQ
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
International Money Express, Inc., through its subsidiary, is a money transfer service company in the United States, Latin America, Mexico, Africa, Central America, South America, and the Caribbean. The company is headquartered in Miami, Florida.